CENTURY 21 Edge
$809,900$949,0004 bd3 ba2,253 sqft$359 /sqft$4,992 /mo all-in ↓

10508 MCALESTER CIRCLE, PORT CHARLOTTE, FL, 33981

Active555 days on marketListed Feb 1, 2025MLS #A4637587

Reduced $139KNew constructionWaterfrontPrivate poolSingle Family ResidenceSOUTH GULF COVE

About this home

10508 MCALESTER CIRCLE

Luxury New Construction Waterfront Home on Sailboat Water Experience upscale living in this brand-new waterfront residence, perfectly situated on serene sailboat water with direct, bridge-free access to the Gulf of Mexico. From the moment you arrive, you’ll be captivated by breathtaking sunsets and the tranquil beauty of your private coastal oasis. Spacious Indoor-Outdoor Living Step inside to discover an expansive living room that seamlessly blends comfort and sophistication. Stunning 8-foot corner-meet disappearing sliders open to the spacious lanai and outdoor kitchen, offering true indoor-outdoor living. The lanai provides ample seating areas, and an adjacent cabana features a bar-top, outdoor speakers, and is pre-wired for a wall-mounted television—perfect for entertaining family and friends. Meticulously Designed Interior This thoughtfully crafted home boasts 4 bedrooms and three full bathrooms. The master suite is a luxurious retreat, complete with dual walk-in closets and a spa-like bathroom featuring a double-entry Roman shower. A separate guest wing includes two additional bedrooms, a full bathroom, and a dedicated pool bath—ensuring privacy and convenience for everyone. Gourmet Kitchen The chef’s kitchen is designed for both style and functionality, offering abundant cabinetry, a large pantry, a wine cooler, and a spacious island with seating for four. Whether you’re hosting parties or enjoying everyday meals, this culinary haven will exceed your expectations. Quality Construction & Energy Efficiency Built to the highest standards, the home features insulated concrete form (ICF) walls for exceptional durability and energy efficiency, Category 5 hurricane-resistant impact windows for peace of mind, and spray foam insulation for optimal comfort year-round. Additional Models & Finishes Choose from four other completed models showcasing the same versatile floorplan, each with unique finishes. Additional waterfront options on sailboat water are also available, allowing you to select the perfect combination of style and location. Prime Location Nestled just minutes from Boca Grande and pristine Gulf Coast beaches, this residence offers both the serenity of waterfront living and the convenience of nearby amenities. Completion is scheduled for February 3rd, 2025, presenting a rare opportunity to own a brand-new, custom-designed waterfront home in a highly sought-after community. The builder is offering to include a seawall as part of the purchase agreement with an acceptable offer. Please inquire for details. Schedule Your Private Tour Don’t miss your chance to make this luxurious waterfront property your own. Contact us today to arrange a private showing and discover the unparalleled quality, stunning views, and customizable features that await you.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,253

Sqft

0.23 ac

Lot size

3

Garage

2025

Year built

One

Levels

$359

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · ICFs (Insulated Concrete Forms)
FoundationStem Wall
FacesWest
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2024)$1,780/yr
PetsYes
CommunityCommunity Boat Ramp · Water Access · Clubhouse · Park · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,992 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,370
PMI (est., until 20% equity)$304
Property tax — 2024 actual bill$148
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,990
Interest rate6.00%
Loan term

Estimated payment

$4,992/mo

Principal & interest$4,370
PMI (est., until 20% equity)$304
Property taxes (actual bill)$148
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $810K
$579KedgeAI estimate $657,470 · range $603K$801K$842K

vs edgeAI estimate

+23.2%

$/sqft vs SOUTH GULF COVE

$359 vs $270

Days on market

555 vs 60 typical

Where $359/sqft sits among the 15 homes for sale in SOUTH GULF COVE

3
3
2
4
1 · this home
2
$149–192$192–236$236–280$280–324$324–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 10508 MCALESTER CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 15

SOUTH GULF COVE have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1935% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $809,900 $139K
Feb 1, 2025Listed at $949,000 · 555 days on market since
2025Built · SOUTH GULF COVE

Reality check

What actually sold near 10508 MCALESTER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15350 ANCEL CIRCLESold · Dec ’25

$805,000

15350 ANCEL CIRCLE · same community

4 bd · 3 ba · 2,253 sqft · $357/sqft · 271 DOM

14346 SAN DOMINGO BOULEVARDSold · Aug ’25

$425,000

14346 SAN DOMINGO BOULEVARD · same community

4 bd · 2.5 ba · 2,249 sqft · $189/sqft · 167 DOM

14146 BARACOA LANESold · Sep ’25

$400,000

14146 BARACOA LANE · same community

4 bd · 3 ba · 2,265 sqft · $177/sqft · 236 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10508 MCALESTER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10508 MCALESTER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10508 MCALESTER CIRCLE FAQs

What would the monthly payment be for 10508 MCALESTER CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,992/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10508 MCALESTER CIRCLE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10508 MCALESTER CIRCLE?+

The most recent tax bill on record (2024) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10508 MCALESTER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $809,900, this home is listed about 145% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 10508 MCALESTER CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$809,900 runs 1935% above the PORT CHARLOTTE 33981 median — but at 2,253 sqft it's also 38% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

555 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $949,000, now $809,900 — a $139K cut. The full history is in the market section below.

Listing courtesy of LOKATION · Lena Marshall. MLS #A4637587.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10508 MCALESTER CIRCLE, PORT CHARLOTTE, FL — 4 Bed, 3 Bath — $809,900 | CENTURY 21 Edge