145 BURNS ROAD, TERRA CEIA, FL, 34250
Pending556 days on marketListed Jan 30, 2025MLS #A4637901
About this home
145 BURNS ROAD
Motivated Seller. Almost Heaven, Terra Ceia translates to "Land Heavenly ". This home is located at the very end of Burns Rd, It has 128.8 directly on Tillet's Bay and 209.66 at the mouth of the canal. This 1/2 of an acre is also on a Cul de sac and on a private Road. There is a boat ramp and a dock that had been rebuilt, but the last 2 hurricanes did damage. Terra Ceia Island is located at the Southern terminus of the Skyway Bridge. It is an island seeped in history. One only has to take a meandering drive to appreciate the peace and beauty of the island. It is a nature lovers dream where you still can see the big blue herons, the pelicans, rabbit's, racoons, and one of the last nesting areas for the roseate spoon bills. It is also a fisherman and boaters paradise. It is in the heart of the Aquatic Preserve. The preserve is designated as pristine waters & is recognized as one of the most undisturbed areas in all of fl. The preserve is 4200 acres surrounding the island which ensures the continuation of the natural beauty of the area for the future. Terra Ceia is located at the mouth of Tampa Bay, between St. Petersburg and Bradenton. The island is approx. 1 mile wide & approx. 3 miles long. It is connected to the mainland by 3 bridges. Terra Ceia has permission to ride golf carts on the island. There are no HOA fees, but the Village Improvement Association owns a community hall where parties, meetings & many activities take place. They also have a Park called the Seabreeze Park with a private gate, Restrooms, Pickle Ball Court, Pavillion, Picnic tables & a playground. Any resident on the Island can join in on all of the fun for $250.00 a yr. This Key West style home features a foyer on the 1st floor, a great room on the 2nd floor with French doors leading to the walk around deck. The washer & dryer are also on this floor as well as the primary bedroom & bath. The 2nd Bedroom is a split area from the Primary Suite. This, en suite also has French doors to the deck. The 3rd floor has a large bedroom also with a bath and doors going to the deck. This would be a perfect area for guests to have their own privacy or young person. This home has had only 1 owner that had it built & can easily be up graded to the buyer's preferences. Fla Power & Light are going to be putting the utilities underground. Spanish Public Remarks
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,040
Sqft
0.55 ac
Lot size
1992
Year built
Two
Levels
$441
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,501 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,501/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.4%
Days on market
556 vs 90 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.6M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 145 BURNS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 BURNS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 BURNS ROAD FAQs
What would the monthly payment be for 145 BURNS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 145 BURNS ROAD?+
The most recent tax bill on record (2024) was $13,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 BURNS ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $899,000, this home is listed about 4% below the Terra Ceia median of $933,000. The market section on this page shows how the area is trending.
Which schools are assigned to 145 BURNS ROAD?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 24% above the TERRA CEIA 34250 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
556 days on market against a Terra Ceia median of 90 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,700,000, now $899,000 — a $801K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Mary Kermode. MLS #A4637901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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