Homes for sale in
Terra Ceia, Florida
Waterfront living on Tampa Bay's quiet north edge
7
Homes for sale
$997,000
Median list price
$487
Avg price / sqft
110
Median days on market
Terra Ceia sits on its own island at the north end of Manatee County, where Tampa Bay meets the mouth of the Manatee River. It's a low-key, water-first community — nearly every home for sale here touches water, and the waterfront homes are the whole reason people seek the area out. This is the kind of place you choose for boat access and space, not for nightlife or shopping density.
Right now the market is small and unhurried: just 9 active single-family homes, a median list price of $997,000, and a typical listing sitting 87 days before it sells. Four of those active listings are priced above $1M, so this leans toward the luxury end, though entries start closer to $469,500 if you browse by price. With sellers netting 95% of asking on average, there's room to negotiate but not a fire sale.
Terra Ceia is in Manatee County, Florida.
Quick facts
$675,000 – $1.6M price range
2,144 sqft median home
Leans seller right now
Drive times
Fresh on the market
Newest homes in Terra Ceia
View all 7 homes →
$659,000
1831 BAYSHORE DRIVE, TERRA CEIA
3 bd · 2 ba · 1,669 sqft
$749,900
1914 KENNEDY COURT, TERRA CEIA
3 bd · 3 ba · 2,723 sqft
$750,000$760,000
28 MICHIANA DRIVE, TERRA CEIA
3 bd · 2.5 ba · 2,156 sqft
$869,000$889,000
119 BURNS ROAD, TERRA CEIA
4 bd · 2 ba · 1,764 sqft
$1,025,000$1,075,000
1740 BAYSHORE DRIVE, TERRA CEIA
3 bd · 2 ba · 2,436 sqft
$1,599,990$1,649,990
3 MICHIANA PLACE, TERRA CEIA
4 bd · 2.5 ba · 2,144 sqft
$997,000$1,100,000
7325 HOLLY ROAD, TERRA CEIA
3 bd · 3 ba · 2,165 sqft
$1,399,000$1,494,999
925 BAYSHORE DRIVE, TERRA CEIA
3 bd · 3.5 ba · 4,055 sqft
$675,000$699,000
160 BAYSHORE DRIVE, TERRA CEIA
2 bd · 2 ba · 1,691 sqft
7 of 7 active listings shown
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Property features
The numbers that matter
The Terra Ceia market
Leans seller
3.8 months of inventory
Demand still outpaces supply, but buyers have a little more room.
14
Sold, last 12 months
$945,000
Median sold price
95%
Sale-to-list ratio
What sellers actually get vs asking
50 days
Median time to sell
Terra Ceia vs Manatee County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 160.6% yr/yr
Homes on the market
Homes sold per month
Live Stellar MLS data — listings and closed sales in Terra Ceia, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Terra Ceia neighborhoods
Golf Club Estates
1 home · $921K median
Terra-mana Harbor
1 home · $3.4M median
River Terrace
1 home · $5.0M median
Palmetto Gardens
1 home · $260K median
Show all 28 Terra Ceia neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Assigned schools as reported on active MLS listings — always verify zoning with the district.
Beyond the listings
Living in Terra Ceia
An island of water access
Eight of the nine active listings are waterfront, making direct bay and river access the defining feature here.
A genuine luxury tilt
With four homes listed above $1M and an average of $513 per square foot, prices run well above the county norm.
Time to think
Homes sit a median of 87 days, so buyers here aren't forced into snap decisions.
Barely any HOA
A median HOA of just $14/month reflects how few homes carry any association fees at all.
Close to Tampa when you need it
Tampa International Airport is roughly 48 minutes away, keeping this quiet island connected to the metro.
What it really costs
Owning here
Owning the median Terra Ceia home
≈ $6,050/mo
$997,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
100%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
Straight answers
Terra Ceia real estate FAQs
Is Terra Ceia a good place to live?+
If you want water access, room to breathe, and a quiet island setting rather than a busy suburb, it's a strong fit — eight of the nine current listings are waterfront homes. Assigned schools include Palm View Elementary, Lincoln Middle, and Palmetto High. Downtown Tampa is about 49 minutes away for anyone who commutes.
Is Terra Ceia expensive?+
Yes, it runs on the higher end. The median list price is $997,000 and the average price per square foot is $513, with four of nine active homes priced above $1 million. There are still lower entry points, with active listings starting around $469,500.
What do homes cost in Terra Ceia?+
Active listings range from $469,500 to $1,849,000, with a median list of $997,000 for a typical home around 2,144 square feet. Over the past 12 months, 13 homes sold at a median price of $865,000. You can browse by price to see where your budget lands.
How is the market in Terra Ceia right now?+
It's a small, patient market with just 9 active listings and a median 87 days on market. Sellers are getting about 95% of their asking price on average, so there's realistic room to negotiate. Keep an eye on homes that are just reduced for the best openings.
What about HOA fees and property taxes?+
HOA costs are minimal here, with a median of just $14/month since most of these are stand-alone single-family homes. The median annual property tax comes in around $7,045, reflecting the area's higher home values.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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