CENTURY 21 Edge
$749,9003 bd3 ba2,723 sqft$275 /sqft$5,271 /mo all-in ↓

1914 KENNEDY COURT, TERRA CEIA, FL, 34250

Active3 days on marketListed Sep 17, 2026MLS #A4705764

Single Family ResidenceBAYSIDE

About this home

1914 KENNEDY COURT

TERRA CEIA ISLAND TREASURE! OLD FLORIDA LIFESTYLE MEETS MODERN COASTAL LIVING! Set on approximately .70 ACRES along a PRIVATE CUL-DE-SAC STREET SHARED BY ONLY SIX PROPERTIES within the intimate Bayside community, this single-family home offers something increasingly difficult to find along Florida’s Gulf Coast: privacy, water access, modern construction, and room to enjoy the toys and hobbies that make Florida living so much fun. Lush tropical landscaping, an expansive paver driveway, and a durable METAL ROOF create an inviting first impression. Built in 2019, the home features impact and energy-efficient windows, an open-concept floor plan, soaring ceilings, abundant natural light, and a layout built for everyday comfort and entertaining. Traverse the threshold through the double-door entry into an airy interior with tray ceilings, porcelain tile, and contemporary finishes. The great room offers plenty of space to gather, while a separate office/flex room is ideal for working from home, a library, media room, hobby space, or quiet retreat. At the heart of the home, the kitchen features crisp cabinetry, granite surfaces, generous storage, and an oversized center island with ample seating and prep space. Wide pocketing glass doors create a seamless transition to the outdoor living area. Here, the FLORIDA LIFESTYLE truly comes alive. The SCREENED LANAI WITH PAVER FLOORING AND OUTDOOR KITCHEN becomes a genuine extension of the home and the perfect place to sit back, take in the morning breeze whilst sipping on a cup of your favorite brew. Grill with friends, unwind after a day on the water, or enjoy the peaceful backdrop of native Florida greenery. Back inside, the private owner’s retreat offers tray ceilings, abundant natural light, peaceful green views, and an en-suite bath featuring a COLOSSAL WALK-IN CLOSET, oversized dual vanity, granite surfaces, and a tiled walk-in shower. A split floor plan provides privacy for guests, while flexible living spaces accommodate hobbies, fitness, visiting family, or whatever life requires. Outside, mature palms, native vegetation, and a greenbelt setting enhance the sense of privacy. The attached garage, RV/BOAT CARPORT, storage shed, and generous outdoor space create room for boats, ATVs, kayaks, golf carts, fishing gear, workshop space, or whatever complements your lifestyle. Bayside offers an HOA of approximately $95 PER MONTH. Membership in the TERRA CEIA VILLAGE IMPROVEMENT ASSOCIATION IS OPTIONAL AND REQUIRES A SEPARATE ADDITIONAL FEE. Membership provides access to Seabreeze Park amenities including a BOAT RAMP, FISHING PIER, PAVILIONS, AND COMMUNITY FACILITIES. From Terra Ceia Bay, boaters enjoy direct access into Tampa Bay and onward to the Gulf of Mexico for fishing, cruising, and exploring Florida’s Gulf Coast by water. Despite its peaceful setting, I-275 AND THE SUNSHINE SKYWAY BRIDGE provide convenient access to St. Petersburg and Tampa, while Palmetto, Bradenton, Lakewood Ranch, Sarasota, Gulf Coast beaches, shopping, dining, and airports remain easily accessible. Whether searching for a full-time residence, seasonal retreat, or simply a home offering privacy, character, and room to enjoy your lifestyle, this Bayside property delivers something increasingly difficult to replicate. OPPORTUNITIES SUCH AS THESE ARE FEW, FAR BETWEEN, AND FLEETING. DO NOT LET THIS TERRIFIC TERRA CEIA TREASURE SAIL OFF INTO THE SUNSET WITHOUT YOU! CALL TODAY FOR YOUR PRIVATE TOUR!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,723

Sqft

0.7 ac

Lot size

2

Garage

2019

Year built

One

Levels

$275

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCarpet · Porcelain Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stone
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingBoat · Covered · Garage Door Opener · Guest · Oversized · Parking Pad · RV Carport · RV Parking · Tandem · Workshop in Garage
ExteriorAwning(s) · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$95/mo
Taxes (2025)$8,264/yr
PetsCats OK, Dogs OK, Yes
CommunityBay/Harbor Front · Community Boat Ramp · Dock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Golf Carts OK · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,271 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$689
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$5,271/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$689
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$681KedgeAI estimate $1,355,523 · range $709K$1.6M$1.7M

vs edgeAI estimate

−44.7%

$/sqft vs Terra Ceia actives

$275 vs $421

Days on market

3 vs 110 typical

Where $275/sqft sits among the 8 Terra Ceia actives

2 · this home
3
2
0
0
1
$275–354$354–432$432–511$511–589$589–668$668+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Terra Ceia

Drive times from this address

Downtown Tampa45 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Terra Ceia. See the full Terra Ceia guide →

TERRA CEIA 34250 — neighborhood snapshot

Population

416

Median age

57.8

Median income

$153,566

Median home value

$921,100

Avg household

2.19

Households w/ children

28%

For the school run

Manatee County School District

HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Terra Ceia market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$1.1M$1.6M

Terra Ceia median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

7 of 8

Terra Ceia actives have cut their price

Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Sep 17, 2026Listed at $749,900 · 3 days on market since
2019Built · BAYSIDE

Reality check

What actually sold near 1914 KENNEDY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3957 WAYPOINT AVENUESold · Jan ’26

$900,000

3957 WAYPOINT AVENUE · same community

3 bd · 3 ba · 2,328 sqft · $387/sqft · 35 DOM

3936 WAYPOINT AVENUESold · Apr ’26

$1,001,000

3936 WAYPOINT AVENUE · same community

3 bd · 3 ba · 2,323 sqft · $431/sqft · 3 DOM

337 S PLANT AVENUESold · Sep ’25

$2,550,000

337 S PLANT AVENUE · same community

5 bd · 2.5 ba · 5,036 sqft · $506/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1914 KENNEDY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1914 KENNEDY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1914 KENNEDY COURT FAQs

What would the monthly payment be for 1914 KENNEDY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,271/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1914 KENNEDY COURT?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1914 KENNEDY COURT?+

The most recent tax bill on record (2025) was $8,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1914 KENNEDY COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Terra Ceia?+

At $749,900, this home is listed about 25% below the Terra Ceia median of $997,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1914 KENNEDY COURT?+

Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW SUNCOAST · Matthew Sharp, Pa. MLS #A4705764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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