1740 BAYSHORE DRIVE, TERRA CEIA, FL, 34250
Active212 days on marketListed Apr 9, 2026MLS #TB8494733
About this home
1740 BAYSHORE DRIVE
Virtually Staged. MOTIVATED SELLER! WATERFRONT • PRIVATE BOAT RAMP • NEW POOL • 2.7 ACRES • DIRECT BAY ACCESS • NO HOA! Rare opportunity on Terra Ceia Island! This move-in ready Key West–style waterfront home sits on 2.7 acres and features a PRIVATE BOAT RAMP, DIRECT BAY ACCESS, NEW RESORT-STYLE POOL, agricultural zoning, NO HOA and NO DEED RESTRICTIONS. BOATERS & FISHING ENTHUSIASTS—THIS IS THE ONE! Launch your boat right from your own property and enjoy easy access to Tampa Bay and the Gulf for boating, fishing, kayaking and paddleboarding. There's also room to add a private dock and create your ultimate waterfront retreat. Enjoy the Florida lifestyle around the NEW resort-style pool featuring travertine decking, PebbleTec finish and a sun shelf. Relax on the expansive porch while taking in beautiful bay views and spectacular Florida sunsets. With 2.7 acres and agricultural zoning, there's room for horses, animals, pets, boats, RVs, trailers and all your outdoor toys. A chicken coop is already in place, plus a spacious garage and plenty of storage. NO HOA and NO deed restrictions give you the space and freedom you've been looking for. Tucked away on peaceful Terra Ceia Island, you'll enjoy the charm of Old Florida waterfront living while remaining convenient to St. Petersburg, Tampa, Bradenton and Sarasota. WATERFRONT + PRIVATE BOAT RAMP + NEW POOL + 2.7 ACRES + NO HOA—THIS IS FLORIDA LIVING! Bring the boat, RV and animals and schedule your private showing today! Virtually Staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,436
Sqft
2.7 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,568 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.1%
$/sqft vs Terra Ceia actives
$380 vs $461
Days on market
212 vs 49 typical
Where $380/sqft sits among the 10 Terra Ceia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
617
Median age
45.6
Median income
$188,319
Median home value
$1,172,100
Avg household
2.47
Households w/ children
70%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.9M → $1.3M
Terra Ceia median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
8 of 10
Terra Ceia actives have cut their price
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 1740 BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,425,000
1215 BAYSHORE DRIVE · same community
4 bd · 3.5 ba · 3,043 sqft · $468/sqft · 167 DOM
Sold · Apr ’26$950,000
5308 BEACON ROAD
3 bd · 3 ba · 2,433 sqft · $390/sqft · 11 DOM
Sold · Feb ’26$800,000
4904 COMMONWEALTH RD.
3 bd · 2 ba · 2,324 sqft · $344/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1740 BAYSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1740 BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1740 BAYSHORE DRIVE FAQs
What would the monthly payment be for 1740 BAYSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1740 BAYSHORE DRIVE?+
The most recent tax bill on record (2025) was $2,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1740 BAYSHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $925,000, this home is listed about 13% above the Terra Ceia median of $819,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1740 BAYSHORE DRIVE?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$925,000 runs 47% above the TERRA CEIA 34250 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
212 days on market against a Terra Ceia median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,200,000, now $925,000 — a $275K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dee Koulias. MLS #TB8494733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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