1000 RIVERSIDE DRIVE UNIT B102, PALMETTO, FL, 34221
Active525 days on marketListed Feb 28, 2025MLS #A4642647
About this home
1000 RIVERSIDE DRIVE UNIT B102
Discover the perfect blend of comfort, convenience, and stunning views in this 2-bedroom, 2-bath condo at Regatta Point. The prime location offers the perfect setting for an active lifestyle—whether you prefer walking, jogging, or biking, you can easily cross the Manatee River to reach downtown Bradenton’s restaurants, Farmer’s Market, Waterfront Park, and Riverwalk. Alternatively, explore Palmetto’s Historic District, with its charming restaurants, shops, ice cream parlor, library, and live concerts in Sutton Park, all just a short stroll away. Inside, you'll find an open-concept floor plan, and a well-designed space perfect for both relaxation and entertaining. The property features fantastic amenities, including a heated pool, fitness center, and covered garage parking for one vehicle, with additional outside parking available. A secure lobby and elevator provide easy access to your unit. Schedule your Showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,435
Sqft
0.84 ac
Lot size
1
Garage
1984
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46%
$/sqft vs Palmetto actives
$139 vs $209
Days on market
525 vs 56 typical
Where $139/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1000 RIVERSIDE DRIVE UNIT B102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$250,000
1000 RIVERSIDE DRIVE UNIT B504 · same community
2 bd · 2 ba · 1,590 sqft · $157/sqft · 120 DOM
Sold · Jan ’26$140,000
1050 RIVERSIDE DRIVE UNIT A201 · same community
2 bd · 2 ba · 1,821 sqft · $77/sqft · 403 DOM
Sold · Jan ’26$250,000
1000 RIVERSIDE DRIVE UNIT B501 · same community
3 bd · 2.5 ba · 2,475 sqft · $101/sqft · 237 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1000 RIVERSIDE DRIVE UNIT B102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1000 RIVERSIDE DRIVE UNIT B102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1000 RIVERSIDE DRIVE UNIT B102 FAQs
What would the monthly payment be for 1000 RIVERSIDE DRIVE UNIT B102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,628/mo — principal and interest, the actual property-tax bill, the $1,731/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1000 RIVERSIDE DRIVE UNIT B102?+
The association fee works out to $1,731 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1000 RIVERSIDE DRIVE UNIT B102?+
The most recent tax bill on record (2024) was $5,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1000 RIVERSIDE DRIVE UNIT B102?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $199,900, this home is listed about 49% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1000 RIVERSIDE DRIVE UNIT B102?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALMETTO 34221 market on paper
$199,900 is 47% below the PALMETTO 34221 median of $373,840, and at $139/sqft it sits under the Palmetto average of $232.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,731/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
525 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $299,900, now $199,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Kenneth Grant. MLS #A4642647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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