Homes for sale inPalmetto, Florida
Riverfront living where the Manatee meets Tampa Bay
516
Homes for sale
$397,950
Median list price
$228
Avg price / sqft
73
Median days on market
Palmetto sits at the mouth of the Manatee River in northern Manatee County, close enough to Tampa Bay that boating is woven into daily life here. The town pairs a walkable Palmetto Historic District with newer master-planned neighborhoods inland, so you can choose between century-old streets and brand-new rooflines without leaving the ZIP code. It's a practical pick for buyers who want water access and Gulf-coast weather while staying within commuting distance of Tampa and St. Pete.
Right now there are 510 active listings with a median list price of $398,500, and the market leans toward buyers: homes are taking a median of 74 days to sell and sellers are netting about 97% of asking. With 149 new construction listings and 85 waterfront homes on the market, there's real range here — from entry-level manufactured homes to $1M+ riverfront. Buyers willing to negotiate have leverage at these timelines.
Palmetto is in Manatee County, Florida.
Quick facts
$48,000 – $5.0M price range
1,946 sqft median home
$2,500/mo median rent
Leans seller right now
Drive times
Living in Palmetto
Palmetto sits on the north bank of the Manatee River in Manatee County, directly across the water from Bradenton and within reach of both Tampa Bay and the Gulf beaches. It's a town with an actual history — the Palmetto Historic District preserves an old-Florida downtown of early-20th-century homes and streets, a contrast to the newer subdivisions spreading inland. That combination gives Palmetto a character distinct from the newer, more uniform suburbs elsewhere in the region.
The town leans heavily into its waterfront identity. With 85 waterfront listings and a stock of dock-rackominium units on the market, boating and water access are central to how many residents live here. The Manatee River and its connection to Tampa Bay put the Gulf within easy cruising distance.
Palmetto suits a broad range of buyers: boaters and retirees drawn to the water, families looking at newer master-planned communities, and commuters who want Tampa within an hour. The housing mix — from manufactured homes to million-dollar riverfront — means the town accommodates a wider income range than many Gulf-coast towns its size.
Neighborhoods and communities in Palmetto
Palmetto's neighborhoods split roughly into historic, waterfront, and master-planned categories. The Palmetto Historic District anchors the older, walkable side of town with its vintage housing stock and downtown proximity. Along the water, communities like Tropic Isles Mobile Home Estates offer more affordable waterfront-adjacent living, part of the town's substantial manufactured-home segment.
Inland, the newer master-planned communities are where much of the growth is happening. Artisan Lakes Esplanade and Trevesta deliver newer construction with community amenities, while Thousand Oaks and the Imperial Lakes and Imperial Lakewoods neighborhoods offer established suburban options. West Ellenton rounds out the choices on the town's edges.
Buyers who prioritize amenities and HOA structure will gravitate toward the gated communities, of which there are 142 active listings, or the 57 listings in 55+ communities. There are also 25 golf-oriented listings for buyers who want course access. The right neighborhood depends mostly on whether you weight water access, newness, or walkability.
Homes for sale in Palmetto: prices and housing
The current market shows 510 active listings with a median list price of $398,500 and an average of $228 per square foot across a median home size near 1,940 square feet. Prices span an unusually wide band — from $48,000 at the low end to nearly $5 million for high-end riverfront — so there's genuine range here. Over the past 12 months, 1,305 homes sold at a median price of $365,000, with sellers averaging about 97% of asking.
The housing mix is led by single-family residences at 359 active listings, followed by 41 manufactured homes, 36 condominiums, and 24 dock-rackominium units — the last reflecting Palmetto's boating culture. New construction is a major part of the picture, with 149 active listings, much of it in the inland master-planned communities. Buyers wanting a pool have 60 options, and there are 24 listings priced above $1 million for the top of the market.
On carrying costs, the median HOA fee is about $181 per month and median property tax runs around $3,592 per year — but both vary significantly by community, especially where CDD fees apply in newer developments. With homes sitting a median of 74 days on market, buyers have negotiating room, and the just reduced listings are worth tracking for the best leverage. Confirm every fee and tax figure on the specific property before committing.
Schools in Palmetto
Palmetto is served by the School District of Manatee County. The most commonly assigned schools for homes in the area include Palmetto High School, Lincoln Middle School, Lincoln Memorial Middle School, James Tillman Elementary Magnet School, Palm View K-8 School, and Virgil Mills Elementary School. James Tillman is a magnet program, which can mean a different application and admissions process than a standard zoned school.
School assignments in Manatee County are tied to your home's address and can change from year to year as boundaries are redrawn. If schools are a priority in your search, verify the exact zone for any specific property directly with the district rather than relying on a listing's general area.
Because Palmetto spans both historic neighborhoods and newer master-planned communities, the assigned schools can differ meaningfully depending on where you buy. Build school verification into your offer timeline so there are no surprises after closing.
Getting around Palmetto
Palmetto's location on the north side of the Manatee River puts it close to the major regional highways. Downtown Tampa is about 43 minutes away and Tampa International Airport roughly 51 minutes, typically via I-75 and I-275 — close enough to make Palmetto a viable base for buyers working in the Tampa Bay metro.
Locally, the town connects easily to Bradenton just across the river and to Sarasota and the Gulf beaches to the south. For boaters, the real advantage is on the water: direct Manatee River access to Tampa Bay and the Gulf means a boat can be as useful as a car for weekend trips.
As with most of coastal Florida, Palmetto is a car-dependent town, and a personal vehicle is essentially required for daily errands and commuting. Traffic on I-75 and the bridges can build during peak hours, so factor commute timing into your neighborhood choice.
Is Palmetto a good place to live?
Palmetto earns its appeal through location and value. You get genuine waterfront access, a walkable historic core, and a commute to Tampa under an hour — all at a median sold price of $365,000, below much of the pricier Gulf coast. The wide housing range, from affordable manufactured homes to million-dollar riverfront, means more buyers can find a fit here than in many comparable towns.
The trade-offs are honest ones. The market's median 74 days on market signals a slower pace that favors buyers but can frustrate sellers, and carrying costs vary widely — newer communities may carry CDD fees on top of the roughly $181 median HOA and $3,592 median annual tax. It's also a car-dependent town, and like all of coastal Florida, waterfront buyers should weigh insurance and flood considerations carefully.
For boaters, commuters, retirees, and value-focused families, Palmetto delivers a credible Gulf-coast lifestyle without the premium of its flashier neighbors. Touring a few open houses this week across both the historic and master-planned sides of town is the fastest way to decide whether the balance of water, value, and location fits your plans.
Fresh on the market
Newest homes in Palmetto
View all 516 homes →
$290,000
3449 YELLOW SAGE LANE, PALMETTO
3 bd · 2 ba · 1,511 sqft
$605,000
5034 CASERTA COURT, PALMETTO
3 bd · 3 ba · 2,302 sqft
$110,000
2320 TERRA CEIA BAY BOULEVARD UNIT 711, PALMETTO
1 bd · 1 ba · 728 sqft
$327,853
8913 ARCHSTONE CROSSING, PALMETTO
3 bd · 2 ba · 1,637 sqft
$365,000
5105 16TH AVENUE E, PALMETTO
4 bd · 2 ba · 1,503 sqft
$929,000
10003 BATCHELDER TERRACE, PALMETTO
3 bd · 3 ba · 2,954 sqft
$1,350,000
2110 4TH STREET E, PALMETTO
4 bd · 3.5 ba · 3,034 sqft
$302,750
12460 SEABOARD DRIVE, PALMETTO
4 bd · 2 ba · 1,936 sqft
$320,400
5859 BLUE PALOMA COURT, PALMETTO
5 bd · 2.5 ba · 2,389 sqft
$254,900
5520 82ND AVENUE E, PALMETTO
2 bd · 2 ba · 1,184 sqft
$519,900
2329 50TH STREET CIRCLE E, PALMETTO
5 bd · 3.5 ba · 2,959 sqft
$390,740
12515 BLUE WATER TERRACE, PALMETTO
6 bd · 3 ba · 3,326 sqft
250 of 516 active listings shown
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Most popular Palmetto searches
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Property features
The numbers that matter
The Palmetto market
Leans seller
4.4 months of inventory
Demand still outpaces supply, but buyers have a little more room.
1,305
Sold, last 12 months
$365,000
Median sold price
97%
Sale-to-list ratio
What sellers actually get vs asking
45 days
Median time to sell
Palmetto vs Manatee County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 0.9% yr/yr
Homes on the market
▲ 9.2% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Palmetto, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Palmetto neighborhoods
West Ellenton
41 homes · $392K median
Artisan Lakes Esplanade
38 homes · $538K median
Trevesta
17 homes · $425K median
Palmetto Historic District
16 homes · $425K median
Tropic Isles Mobile Home Estates
12 homes · $177K median
Thousand Oaks
8 homes · $345K median
Imperial Lakewoods
7 homes · $535K median
Imperial Lakes
7 homes · $205K median
Willow Walk
5 homes · $395K median
Rubonia
5 homes · $75K median
Riviera Dunes
5 homes · $1.4M median
Fosters Creek
4 homes · $362K median
Gulf & Bay Estates
4 homes · $692K median
Manati Shores
3 homes · $625K median
Riverside Park Portico
3 homes · $820K median
Palm Lake Estates
3 homes · $429K median
Washington Park
2 homes · $212K median
Waterford
2 homes · $250K median
Show all 44 Palmetto neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Palmetto
Real waterfront inventory
With 85 waterfront listings plus 24 dock-rackominium units, Palmetto offers genuine boat-access options at a range of price points.
Strong new-construction pipeline
149 of the 510 active listings are new construction, concentrated in master-planned communities like Trevesta and Artisan Lakes Esplanade.
A buyer-friendly pace
At a median 74 days on market and 97% of asking achieved, buyers have room to negotiate on price and terms.
Walkable historic core
The Palmetto Historic District gives the town a genuine old-Florida downtown feel that newer suburbs can't replicate.
Commutable to Tampa
Downtown Tampa is about 43 minutes away and Tampa International roughly 51, keeping Palmetto in reach of a major job market.
What it really costs
Owning here
Owning the median Palmetto home
≈ $2,781/mo
$397,950 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
24%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
$2,500/mo
Median rent
63 homes for rent right now
Straight answers
Palmetto real estate FAQs
Is Palmetto a good place to live?+
Palmetto suits buyers who want Gulf-coast access and a mix of historic and new housing without Sarasota or St. Pete pricing. The riverfront location, walkable Palmetto Historic District, and commuting distance to Tampa make it a practical year-round home. It works well for boaters, families, and 55+ buyers alike.
Is Palmetto expensive?+
It's moderately priced for the Tampa Bay region, with a median list price of $398,500 and a median sold price of $365,000 over the past year. The range is wide — listings run from $48,000 up to nearly $5 million — so you can find entry-level single-family homes or high-end riverfront. Average price per square foot sits around $228.
What do homes cost in Palmetto?+
The median list price is $398,500 and homes average $228 per square foot on a median size of about 1,940 square feet. Sold prices over the last 12 months had a median of $365,000 across 1,305 closings. You can also browse by price to see what's available at lower price points.
How is the Palmetto housing market right now?+
There are 510 active listings, and homes are taking a median of 74 days to sell — a pace that favors buyers. Sellers are averaging about 97% of their asking price, so there's room to negotiate. Watching the just reduced listings is a smart way to spot motivated sellers.
What are HOA fees and property taxes like?+
The median HOA fee is about $181 per month, though it varies widely by community — newer master-planned neighborhoods and gated communities tend to run higher. Median property tax is around $3,592 per year. Always confirm the specific HOA and CDD costs on any home before you make an offer.
What schools serve Palmetto?+
Common assigned schools include Palmetto High School, Lincoln Middle School, James Tillman Elementary Magnet School, Palm View K-8 School, and Virgil Mills Elementary School. School zones in Manatee County can change by address, so verify the exact assignment with the district before buying.
What's the commute from Palmetto?+
Downtown Tampa is about 43 minutes away and Tampa International Airport roughly 51 minutes, mainly via I-75 and I-275. That keeps Palmetto within reach of the Tampa Bay job market while staying south of the busiest urban traffic. St. Pete and Bradenton are both an easy drive as well.
Is there new construction in Palmetto?+
Yes — 149 of the current active listings are new construction, one of the larger shares in the area. Much of it is in master-planned communities like Trevesta and Artisan Lakes Esplanade. These offer newer floor plans and amenities that the historic core can't match.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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