CENTURY 21 Edge

Homes for sale in

Ruskin, Florida

Waterfront value on Tampa Bay's south shore

286

Homes for sale

$349,900

Median list price

$214

Avg price / sqft

56

Median days on market

Ruskin sits on the southeastern edge of Tampa Bay, where the Little Manatee River meets the water and the pace runs a notch slower than the city 30-odd minutes north. It's a place built for people who want real access to the water without a coastal price tag — the waterfront homes here make up a real chunk of the market, and communities like Bahia Beach and Island Resort at Mariners Club lean into that boating-and-canal lifestyle. Downtown Tampa is about 32 minutes away and Tampa International roughly 44, so you're connected without living in the middle of it.

For buyers, this is one of the more approachable corners of Hillsborough County. The median list price sits at $349,900 across 282 active listings, and homes sold over the past year fetched a median of $317,500 — with sellers collecting about 99% of asking, so pricing is realistic on both sides. With a median 53 days on market you have room to think, and there's steady inventory in new construction and townhomes & condos if a single-family house isn't the fit.

Ruskin is in Hillsborough County, Florida.

Quick facts

$95,000$3.3M price range

1,918 sqft median home

$2,175/mo median rent

Balanced right now

Drive times

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min

Fresh on the market

Newest homes in Ruskin

View all 286 homes →

250 of 286 active listings shown

Open full map search →

The numbers that matter

The Ruskin market

Balanced

5.1 months of inventory

Seller’s marketBuyer’s market

Supply and demand are roughly even — negotiation cuts both ways.

630

Sold, last 12 months

$317,500

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

49 days

Median time to sell

Ruskin vs Hillsborough County

Median list price

Ruskin$350K
Hillsborough Co.$415K

Price per sqft

Ruskin$214
Hillsborough Co.$284

Days on market

Ruskin56d
Hillsborough Co.45d

Median sold price — 3-yr, 3-mo rolling

3.0% yr/yr

$315K$338K$362KAug ’23Jul ’26

Homes on the market

5.1% yr/yr

237326414Aug ’23Jul ’26

Homes sold per month

04080Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Ruskin, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Ruskin neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Ruskin

01

Real waterfront access

With 63 active waterfront listings, Ruskin offers canal and bay frontage that's genuinely hard to find at these prices elsewhere on Tampa Bay.

02

Room to negotiate

A median 53 days on market gives buyers time to compare, though sellers still average 99% of their asking price.

03

Commuter-friendly location

Downtown Tampa is roughly 32 minutes away and Tampa International Airport about 44, keeping the metro within easy reach.

04

Mostly single-family

Of 282 active listings, 224 are single-family homes, with townhomes, condos, and a handful of manufactured homes rounding out the mix.

05

Gated options in supply

With 54 gated listings active, communities like those around Mira Lago West give buyers plenty of secured-entry choices.

Population

30,074

Median age

34

Median income

$76,402

Median home value

$278,300

What people here are into

Food & Drink

Top 14% in the U.S.

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Hobbies & Interests

Top 18% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Lifestyles

Top 25% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Active

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Attitudes

Deal Seekers

These people are hunting discounts, contests, and promotions. The population loves a good sale, and they can't wait to share their bargain finds and winnings with friends and family.

Beliefs

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

What it really costs

Owning here

Owning the median Ruskin home

$2,656/mo

Principal & interest $1,844
Property tax $523
HOA / fees $79
Insurance (est.) $210

$349,900 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

35%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,175/mo

Median rent

54 homes for rent right now

Straight answers

Ruskin real estate FAQs

Is Ruskin a good place to live?+

Ruskin works well for buyers who want water access and a quieter pace while staying connected to Tampa, which is about 32 minutes from downtown. Families are typically served by Thompson Elementary and Ruskin Elementary, and communities range from established neighborhoods to newer builds. The waterfront homes and boating-focused communities are a big part of the appeal.

Is Ruskin expensive?+

Relative to much of Tampa Bay, Ruskin is affordable — the median list price is $349,900 and homes sold over the past year came in at a median of $317,500. There's genuine range too, from around $95,000 up past $3 million, and you can browse by price to find the lower end. At an average $213 per square foot, your dollar stretches further here than closer to the city.

What do homes cost in Ruskin?+

The median home is about 1,935 square feet listed at $349,900, working out to roughly $213 per square foot. Most inventory is single-family, but townhomes & condos offer entry points, and 24 new-construction listings are active for buyers who want something never lived in. Waterfront and $1M-plus homes push the top of the range past $3 million.

How is the Ruskin real estate market?+

It's a steady, buyer-friendly market: 630 homes sold in the past 12 months, and current listings sit a median of 53 days before going under contract. Sellers still average 99% of asking, so well-priced homes move, but the pace leaves room to negotiate. Keep an eye on just reduced listings for the best openings.

What about HOA fees and property taxes in Ruskin?+

HOA dues are modest, with a median of about $79 per month, though gated communities and amenity-rich developments can run higher. The median property tax is around $6,506 per year. If you're renting first, the median rent sits near $2,200 per month.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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