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Homes for sale · Palmetto, FloridaTropic Isles Mobile Home Estates

Waterfront living at an approachable price point

12

Homes for sale

$177,000

Median list price

$209

Avg price / sqft

11

Median days on market

Search Tropic Isles Mobile Home Estates on the map

Tropic Isles Mobile Home Estates is a waterfront manufactured-home community in Palmetto, where canals and quick access to the Manatee River shape daily life. It's a place built for an easygoing Florida routine — modest footprints, a tight-knit feel, and water close enough to matter for the four of the current listings that sit directly on it. Buyers drawn here tend to want simplicity and value within reach of the broader Palmetto homes for sale market, and it sits a short drive from the shops and services near West Ellenton and the charm of the Palmetto Historic District.

The market here is small and moves fast. With 13 active listings and a median list price of $189,000, homes trade at a median of just 14 days on market, and sellers have been getting about 94% of asking over the last year. Expect a monthly HOA around $325 and property taxes near $2,716 a year — numbers that keep the all-in cost of ownership well below most of the surrounding area.

Tropic Isles Mobile Home Estates is a community in Palmetto, Florida.

Quick facts

$50,000 – $329K price range

1,008 sqft median home

$325/mo median HOA

34 sold in 12 months

Drive times

Downtown Tampa≈ 52 min
Tampa Int’l Airport (TPA)≈ 56 min

Living in Tropic Isles Mobile Home Estates

Tropic Isles Mobile Home Estates is a waterfront manufactured-home community in Palmetto, set along canals that connect to the Manatee River. The character here is relaxed and practical — compact homes, a water-oriented lifestyle, and a community feel that comes with a defined, HOA-governed neighborhood. It's the kind of place where daily life revolves around the water and the easy pace rather than sprawling yards or large floor plans.

The community suits buyers who want Florida waterfront access without the price tag that usually comes with it. Retirees, snowbirds, and anyone looking to downsize into something low-maintenance tend to find it a natural fit. With a median home size near 1,008 sqft, these are homes designed for simplicity and spending more time outdoors.

Palmetto itself sits in Manatee County near the mouth of the Manatee River, giving residents a quieter alternative to the busier Gulf-coast hubs while keeping Tampa within a reasonable drive. Tropic Isles leans into that quieter, water-first identity. Buyers who want big-city energy at their doorstep will want to look elsewhere, but those prioritizing value and water access are well served.

Neighborhoods and communities in Tropic Isles Mobile Home Estates

As a single, defined manufactured-home community, Tropic Isles is itself the neighborhood — a cohesive, HOA-managed enclave rather than a collection of subdivisions. The main distinction among homes is water frontage: four of the current listings sit directly on the water, while others are set back from the canals. That waterfront access is the feature most buyers weigh first.

Within the broader Palmetto area, several nearby communities give buyers useful context and alternatives. The Palmetto Historic District offers older, traditional homes and walkable charm, while West Ellenton provides convenient access to shops and services just a short drive away.

For buyers who want newer construction or planned-community amenities, master-planned neighborhoods like Trevesta and Artisan Lakes Esplanade sit nearby and offer a very different housing profile. Comparing Tropic Isles against those options helps clarify whether waterfront value or newer amenities matters more to you.

Homes for sale in Tropic Isles Mobile Home Estates: prices and housing

The current market shows 13 active listings with a median list price of $189,000, ranging from $50,000 at the low end to $339,000 at the top. Homes average about $211 per square foot on a median size of roughly 1,008 sqft, reflecting the compact manufactured-home footprint typical of the community. Over the past 12 months, 34 homes have sold at a median price of $214,500.

The housing here is predominantly manufactured homes, with condition and water frontage driving much of the price spread. Four active listings are waterfront, which command a premium within the community. There's currently one new-construction listing, so most inventory consists of existing homes of varying ages — buyers should budget for inspections and factor in the age of systems and the home itself.

Carrying costs are a strong part of the value story. The median HOA runs about $325 a month, and median property taxes are around $2,716 a year. Before making an offer, confirm exactly what the HOA covers and whether the property involves a land lease or ownership share, as these details significantly affect total cost and resale.

Schools in Tropic Isles Mobile Home Estates

The most commonly assigned schools for this area are Palmetto Elementary School, Lincoln Middle School, and Palmetto High School, all within the Manatee County school system. Lincoln Memorial Middle School also appears in the assignment data for the area.

School zones in Manatee County are assigned by address and can change year to year. Because of that, families should verify the exact zone for any specific home directly with the Manatee County school district before committing.

For buyers whose priorities center on specific school assignments, it's worth confirming boundaries early in the search, since even nearby addresses can fall into different zones. The district's official zone-lookup tool is the most reliable source.

Getting around Tropic Isles Mobile Home Estates

The community's location in Palmetto puts it within a reasonable drive of the Tampa metro while keeping it in quieter Manatee County. Downtown Tampa is roughly 52 minutes away, and Tampa International Airport (TPA) is about 56 minutes — manageable for occasional trips or travel without being a daily grind.

Day-to-day, most errands and services are closer to home, with nearby areas like West Ellenton providing convenient shopping and essentials. The waterfront setting also means boating and water access are part of how residents get around and spend their time.

As with most of this part of Florida, a car is essential for daily life. Buyers who commute toward Tampa regularly should test-drive the route at their actual travel times, since Gulf-coast traffic can vary considerably by time of day.

Is Tropic Isles Mobile Home Estates a good place to live?

For the right buyer, Tropic Isles offers a genuinely rare combination: waterfront access in Florida at an entry-level price point. With a median list price of $189,000, predictable costs including a $325 median HOA and roughly $2,716 in annual taxes, and four waterfront listings currently available, it delivers value that's hard to match nearby. Buyers who want simplicity, low maintenance, and time on the water will find a lot to like.

The trade-offs are real and worth weighing. These are manufactured homes with compact footprints near 1,008 sqft, so square footage and newer construction are limited — just one new-build is active now. The market also moves quickly, with a median of 14 days on market and sellers getting about 94% of asking, so buyers need to be prepared to act decisively.

Overall, it's a strong fit for downsizers, snowbirds, and value-focused buyers who prioritize waterfront access and low carrying costs over size and new construction. Those wanting larger homes or newer amenities should compare against nearby planned communities, but for its niche, Tropic Isles makes a compelling case.

On the market now

Homes for sale in Tropic Isles Mobile Home Estates

Every active listing inside the Tropic Isles Mobile Home Estates boundary

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Find your fit

Browse Tropic Isles Mobile Home Estates

By feature — on the live map

Where the market lives

7
4
1
<$200K$200K–$300K$300K–$400K

The numbers that matter

The Tropic Isles Mobile Home Estates market

34

Sold, last 12 months

$214,500

Median sold price

94%

Sale-to-list ratio

What sellers actually get vs asking

65 days

Median time to sell

Tropic Isles Mobile Home Estates vs Palmetto

Median list price

Tropic Isles Mobile Home Estates$177K
Palmetto Co.$398K

Price per sqft

Tropic Isles Mobile Home Estates$209
Palmetto Co.$228

Days on market

Tropic Isles Mobile Home Estates11d
Palmetto Co.73d

Median sold price — 3-yr, 3-mo rolling

▲ 14.3% yr/yr

$93K$236K$380KNov ’23Oct ’26

Homes sold per month

048Aug ’24Oct ’26

Live Stellar MLS data — every listing and closed sale inside the Tropic Isles Mobile Home Estates boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Tropic Isles Mobile Home Estates is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Tropic Isles Mobile Home Estates home

≈ $1,663/mo

Principal & interest $933
Property tax $195
HOA / fees $325
Insurance (est.) $210

$177,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$325/mo

Median HOA

From current listings inside the boundary

Population

829

Median age

68

Median income

$50,000

Median home value

$275,000

Beyond the listings

Living in Tropic Isles Mobile Home Estates

Culture

Top 5% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 8% in the U.S.

Dog Lovers

Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.

Hobbies & Interests

Top 11% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Active

Top 20% in the U.S.

Outdoor Adventures

Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.

Beliefs

Top 24% in the U.S.

Mindfulness & Spirituality

Seeking peace and well-being through meditation, gratitude and spirituality.

Hobbies & Interests

Top 24% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Straight answers

Tropic Isles Mobile Home Estates FAQs

Is Tropic Isles Mobile Home Estates a good place to live?+

It suits buyers who want waterfront access and low-maintenance living without a large price tag. The community is compact and quiet, with canal and river frontage available on several homes. If you value simplicity and a tight-knit feel over square footage, it delivers.

Is Tropic Isles expensive?+

No — it's one of the more affordable corners of Palmetto, with a median list price of $189,000 and active listings ranging from $50,000 to $339,000. Monthly costs stay modest too, with a median HOA of $325 and property taxes near $2,716 a year. Compared to the wider Palmetto homes for sale market, it's an entry-level price point.

What do homes cost in Tropic Isles?+

The median list price is $189,000, and homes average about $211 per square foot on a median size of roughly 1,008 sqft. Over the last 12 months, 34 homes sold at a median price of $214,500. The range runs from $50,000 up to $339,000 depending on condition and water frontage.

How is the market right now?+

It's quick and competitive for a small community. With 13 active listings and a median of just 14 days on market, well-priced homes don't sit long. Sellers are getting about 94% of their asking price on average, so there's a little room to negotiate but not much.

What about HOA fees and property taxes?+

The median HOA runs about $325 a month, and property taxes come in around $2,716 a year. Together those keep ownership costs predictable and low relative to the surrounding area. Always confirm what the HOA covers and any land-lease or share arrangement before you write an offer.

What schools serve Tropic Isles?+

The most commonly assigned schools are Palmetto Elementary School, Lincoln Middle School, and Palmetto High School. Manatee County assignments can change, so confirm the exact zone for a specific address with the district before buying.

What's the commute like?+

Downtown Tampa is roughly 52 minutes away, and Tampa International Airport (TPA) is about 56 minutes. The location works for occasional Tampa trips while keeping you firmly in the quieter Manatee County waterfront lifestyle. Local errands toward West Ellenton are much closer.

Is there new construction here?+

There's currently one new-construction listing active in the community, so options are limited. Most homes are manufactured homes of varying ages and conditions. Buyers wanting more new-build choices will find them in nearby planned communities like Trevesta and Artisan Lakes Esplanade.

Keep exploring

More Palmetto neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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