128 CAPRI DRIVE, PALMETTO, FL, 34221
Active6 days on marketListed Nov 1, 2026MLS #A4711572
About this home
128 CAPRI DRIVE
Beautifully maintained, like-new 2016 Jacobsen manufactured home in Tropic Isles Co-op, Palmetto's best-kept secret! This home offers an impressive list of features and upgrades, including a NEW shingle roof installed in 2025, 9-foot ceilings, textured drywall, crown molding, double-pane windows, and solar tubes in the primary bathroom and walk-in closet, providing beautiful natural light. Enjoy additional outdoor living space with a screened area beneath the carport, outdoor shower, ample storage shed and inviting front porch—perfect for relaxing and enjoying the Florida sunshine. Ownership includes a Certificate of Title Share valued at $50,000, offering an opportunity to own in this 60-acre, resident-owned waterfront community. NO LOT RENT! The $325 monthly maintenance fee includes water, sewer, garbage and recycling collection, park management, and access to community amenities. Tropic Isles offers approximately 2.5 miles of waterfront along Terra Ceia Bay, with direct boating access to the Gulf and no bridges to navigate. Residents enjoy three basins, a full-service marina, community boat ramp, bait shop, kayak launch and storage, heated and chilled swimming pool, spa, shuffleboard courts, and two community gathering facilities. The Yacht Club features meeting rooms, library, fitness center, and game room, while the auditorium hosts a variety of social events and entertainment throughout the year. Enjoy beautiful west-facing sunsets and an active, welcoming community atmosphere. Conveniently located minutes from Snead Island, Bradenton Yacht Club, Emerson Point, waterfront restaurants, and some of the area's best fishing and boating destinations. Pet-friendly and lease-friendly, this is an ideal opportunity for a year-round residence or seasonal getaway. Come discover community living at its best and enjoy your own piece of sunshine in Tropic Isles. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0.09 ac
Lot size
2016
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,726 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,726/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs TROPIC ISLES CO-OP
$226 vs $145
Days on market
6 vs 73 typical
Where $226/sqft sits among the 9 homes for sale in TROPIC ISLES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropic Isles Mobile Home Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Tropic Isles Mobile Home Estates — neighborhood snapshot
Population
829
Median age
68
Median income
$50,000
Median home value
$275,000
Avg household
2
Households w/ children
41%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 9
TROPIC ISLES CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 CAPRI DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$405,000
214 BIMINI DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $352/sqft · 334 DOM
Sold · May ’26$225,000
51 EDESSA DRIVE · same community
2 bd · 2 ba · 1,200 sqft · $188/sqft · 350 DOM
Sold · Oct ’26$160,000
232 BIMINI DRIVE · same community
2 bd · 2 ba · 1,052 sqft · $152/sqft · 279 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 128 CAPRI DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 CAPRI DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 CAPRI DRIVE FAQs
What would the monthly payment be for 128 CAPRI DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,726/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 128 CAPRI DRIVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 128 CAPRI DRIVE?+
The most recent tax bill on record (2025) was $4,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 128 CAPRI DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $255,000, this home is listed about 36% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 128 CAPRI DRIVE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Carmen Garcia Urgelles. MLS #A4711572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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