5034 CASERTA COURT, PALMETTO, FL, 34221
Active1 days on marketListed Nov 6, 2026MLS #A4711381
About this home
5034 CASERTA COURT
A RARE FINANCING OPPORTUNITY! Explore the possibility of assuming an existing VA mortgage with a 5.5 interest rate, subject to lender approval and buyer qualification. Why wait to build when an exceptional Florida lifestyle is already waiting for you? Welcome to 5034 Caserta Court, a beautifully appointed 2024 Lazio residence in Esplanade at Artisan Lakes, where the appeal of newer construction meets the comfort, character, and convenience of a thoughtfully finished, move-in-ready home. With its designer neutral palette, beautifully decorated interiors, and inviting living spaces, this residence offers an appealing opportunity to enjoy the benefits of a newer home without starting from scratch. The beautifully designed kitchen features quartz countertops, an expansive center island, and generous space for preparing meals, entertaining guests, or simply enjoying the rhythm of daily life. The seamless connection between the kitchen, dining, and living areas creates an easy, natural flow throughout the home. Soaring 10-foot ceilings and elegant 8-foot doors enhance the sense of openness throughout. Offering three bedrooms, three full bathrooms, a versatile den, and a tandem garage, the Lazio floor plan provides the flexibility today's homeowners appreciate. The primary suite offers a peaceful personal retreat, highlighted by an expansive walk-in closet and the comfort of a thoughtfully designed private space. Step outside to the oversized screened lanai, where indoor and outdoor living come together beautifully. With no immediate rear neighbors, the backyard offers a wonderful sense of openness and privacy, along with the flexibility to create an outdoor setting that reflects your lifestyle. Across the street, picturesque pond and preserve views add another dimension to this distinctive location. Beyond the residence, Esplanade at Artisan Lakes offers an engaging resort-style lifestyle, complete with pools, spas, a fitness center, tennis, pickleball, bocce, walking trails, dog parks, and an active social calendar. Its convenient location provides easy access to I-75, Bradenton, Tampa Bay, and the many attractions of Florida's Gulf Coast. Beautifully finished. Move-in ready. Thoughtfully designed for the Florida lifestyle. Discover the appeal of a newer residence, an inviting natural setting, and a potential financing advantage that makes 5034 Caserta Court an opportunity worth exploring. The seller reports an existing VA mortgage available for a qualified buyer, subject to loan servicer approval, eligibility requirements, and applicable terms.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,302
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,362 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,362/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
Days on market
1 vs 73 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5034 CASERTA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5034 CASERTA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5034 CASERTA COURT FAQs
What would the monthly payment be for 5034 CASERTA COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,362/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5034 CASERTA COURT?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5034 CASERTA COURT?+
The most recent tax bill on record (2026) was $7,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5034 CASERTA COURT?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $605,000, this home is listed about 52% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5034 CASERTA COURT?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$605,000 runs 66% above the PALMETTO 34221 median — but at 2,302 sqft it's also 18% larger than the typical Palmetto listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Palmetto market that averages 73 — if it fits, move quickly.
Listing courtesy of MORGANDO REALTY SERVICES, LLC · Gina Morgando. MLS #A4711381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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