2110 4TH STREET E, PALMETTO, FL, 34221
Active2 days on marketListed Nov 5, 2026MLS #TB8557202
Come see it
Upcoming open house
Sat, Nov 7
10:00 AM – 1:00 PM
Coffee, Donuts & Open Doors! Join Danielle & Karolina for a fun open house! Stop by, grab a coffee and donut, explore this newly listed home, and get to know what makes this neighborhood so special. Come for the coffee, stay for the homes. We can't wait to see you!
About this home
2110 4TH STREET E
Virtually Staged. Nestled within the prestigious gated community of Water’s Edge at Sanctuary Cove, this custom-built waterfront residence offers the beauty of life on the water, the privacy of a peaceful retreat, and the added peace of mind that comes with newer construction and a Generac whole-house generator. Built in 2022, the home features over 3,000 square feet of living space, four bedrooms plus an office, a private primary retreat with patio access, three full bathrooms, a spacious kitchen with a Forno gas range and peninsula seating that flows seamlessly into the open family room. Let the outdoors in with two sets of French doors that open between the family room and the outdoor covered patio with an outdoor kitchen providing a perfect set up for entertaining. Boasting 110 feet of FRESHWATER canal frontage, a private dock with a 13,000-pound boat lift, and access through the community canal system to the Manatee River and surrounding waterways, this home is a boater's dream. Enjoy a fully fenced backyard designed for relaxation and entertaining, featuring a sparkling pool with bubblers, a sun shelf with an umbrella, expansive paver patios, inviting outdoor dining and lounge areas, and generous lawn space. Together, these elements create an idyllic setting for sun-filled afternoons, intimate gatherings, and peaceful evenings overlooking the water. Another unique feature of this residence is the two separate car garages; one car and a two car, each with its own private entrance, offering a unique arrangement for extended family or guests. Beyond your private oasis, Sanctuary Cove delivers a resort-inspired lifestyle with a gated entrance, waterfront marina, resort-style pool and a clubhouse, fitness center, playground, dog park, and beautiful riverfront gathering areas. Enjoy the surrounding waterways of Terra Ceia Bay and the Manatee River, with access to the boating and coastal lifestyle that makes this area so desirable. Conveniently located directly across the street from the popular Detwiler's Fresh Farm Market and just minutes from historic downtown Palmetto, Bradenton, Sarasota, St. Petersburg, and Tampa, this property offers the perfect balance of peaceful waterfront living and everyday convenience. Don't miss this opportunity to experience the best of Florida waterfront living at Sanctuary Cove!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,034
Sqft
0.33 ac
Lot size
5
Garage
2022
Year built
One
Levels
$445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,597 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,597/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs SANCTUARY COVE
$445 vs $408
Days on market
2 vs 73 typical
Where $445/sqft sits among the 6 homes for sale in SANCTUARY COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
4 of 6
SANCTUARY COVE have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 270% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2110 4TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,625,000
1806 4TH STREET E · same community
4 bd · 3 ba · 3,056 sqft · $532/sqft · 101 DOM
Sold · Dec ’25$1,450,000
1702 4TH ST E STREET E · same community
3 bd · 2.5 ba · 3,004 sqft · $483/sqft · 231 DOM
Sold · Jul ’26$1,650,000
1802 4TH STREET E · same community
3 bd · 3.5 ba · 3,139 sqft · $526/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2110 4TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2110 4TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2110 4TH STREET E FAQs
What would the monthly payment be for 2110 4TH STREET E?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,597/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2110 4TH STREET E?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2110 4TH STREET E?+
The most recent tax bill on record (2025) was $15,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2110 4TH STREET E?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $1,350,000, this home is listed about 239% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2110 4TH STREET E?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,350,000 runs 270% above the PALMETTO 34221 median — but at 3,034 sqft it's also 56% larger than the typical Palmetto listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Palmetto market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Danielle Kielpikowski. MLS #TB8557202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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