CENTURY 21 Edge
← All of Palmetto

Neighborhood · Palmetto, Florida

Gulf & Bay Estates

Waterfront living in a small Palmetto pocket

5

Homes for sale

$668,000

Median list price

$372

Avg price / sqft

63

Median days on market

Search Gulf & Bay Estates on the map

Gulf & Bay Estates is a compact waterfront enclave in Palmetto, the kind of place where three of the four homes on the market right now sit on the water and boating is part of daily life. It's a quiet corner of Manatee County with easy reach to the wider Palmetto scene — from the Palmetto Historic District to newer master-planned neighborhoods like Artisan Lakes Esplanade and Trevesta. If you're weighing your options across Palmetto homes for sale, this neighborhood trades volume for waterfront character.

The market here is small and patient. With just four active listings and a median list price of $671,500, homes take their time — median days on market runs to nearly 195 — but the seven that sold over the last year closed at a median of $860,000, with sellers netting about 97% of asking. That gap between list and sold prices tells you this is a place where well-priced waterfront moves, and buyers who do their homework can find real value.

Gulf & Bay Estates is a community in Palmetto, Florida.

Quick facts

$390,000$1.7M price range

1,828 sqft median home

$2/mo median HOA

6 sold in 12 months

Drive times

Downtown Tampa55 min
Tampa Int’l Airport (TPA)59 min

On the market now

Homes for sale in Gulf & Bay Estates

Every active listing inside the Gulf & Bay Estates boundary

Open full map search →

Find your fit

Browse Gulf & Bay Estates

Where the market lives

1
2
1
1
$300K–$400K$500K–$750K$750K–$1.0M$1.0M–$2.0M

The numbers that matter

The Gulf & Bay Estates market

6

Sold, last 12 months

$886,000

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

246 days

Median time to sell

Gulf & Bay Estates vs Palmetto

Median list price

Gulf & Bay Estates$668K
Palmetto Co.$395K

Price per sqft

Gulf & Bay Estates$372
Palmetto Co.$235

Days on market

Gulf & Bay Estates63d
Palmetto Co.61d

Median sold price — 3-yr, 3-mo rolling

69.8% yr/yr

$537K$874K$1.2MDec ’23Jun ’26

Homes sold per month

012Dec ’23Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Gulf & Bay Estates boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Gulf & Bay Estates is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Gulf & Bay Estates home

$4,291/mo

Principal & interest $3,520
Property tax $559
HOA / fees $2
Insurance (est.) $210

$668,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$2/mo

Median HOA

From current listings inside the boundary

Population

440

Median age

66

Median income

$55,729

Median home value

$250,900

Beyond the listings

Living in Gulf & Bay Estates

Culture

Top 5% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 8% in the U.S.

Dog Lovers

Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.

Hobbies & Interests

Top 11% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Active

Top 20% in the U.S.

Outdoor Adventures

Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.

Beliefs

Top 24% in the U.S.

Mindfulness & Spirituality

Seeking peace and well-being through meditation, gratitude and spirituality.

Hobbies & Interests

Top 24% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Keep exploring

More Palmetto neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Gulf & Bay Estates homes, in your inbox

A daily digest of new Palmetto listings — straight from the MLS. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 5:27 PM UTC. The listing information on this page last changed on September 20, 2026 at 5:27 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 5:27 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 5:27 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.