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Homes for sale · Palmetto, FloridaWaterford

Quiet Manatee County living close to Tampa Bay

2

Homes for sale

$249,750

Median list price

$163

Avg price / sqft

121

Median days on market

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Waterford is a small gated community in Palmetto where everyday life moves at a comfortable pace, with one of the current listings sitting right on the water. You're a short hop from the character and walkability of the Palmetto Historic District and the newer master-planned energy of nearby communities like Trevesta and Artisan Lakes Esplanade. For buyers who want Tampa Bay access without the big-city price tag, this corner of Manatee County hits a practical sweet spot.

The market here is genuinely small and slow-moving, which cuts both ways. With just two active listings and a median list price of $249,750, homes tend to sit — the typical listing lingers about 115 days — so patient, prepared buyers have room to negotiate. That said, when homes do sell, sellers hold firm, pulling about 98% of asking, so lowball offers rarely land. Browse the broader Palmetto homes for sale to see how Waterford stacks up against its neighbors.

Waterford is a community in Palmetto, Florida.

Quick facts

$229,500 – $270K price range

1,565 sqft median home

$422/mo median HOA

3 sold in 12 months

Drive times

Downtown Tampa≈ 42 min
Tampa Int’l Airport (TPA)≈ 50 min

On the market now

Homes for sale in Waterford

Every active listing inside the Waterford boundary

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Find your fit

Browse Waterford

By feature — on the live map

The numbers that matter

The Waterford market

3

Sold, last 12 months

$395,000

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

38 days

Median time to sell

Waterford vs Palmetto

Median list price

Waterford$250K
Palmetto Co.$398K

Price per sqft

Waterford$163
Palmetto Co.$228

Days on market

Waterford121d
Palmetto Co.73d

Live Stellar MLS data — every listing and closed sale inside the Waterford boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Waterford is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Waterford home

≈ $2,350/mo

Principal & interest $1,316
Property tax $402
HOA / fees $422
Insurance (est.) $210

$249,750 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$422/mo

Median HOA

From current listings inside the boundary

Population

373

Median age

70

Median income

$72,768

Beyond the listings

Living in Waterford

Culture

Top 22% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Food & Drink

Ingredient Attentive

These folks are conscious about what they eat. They're looking for ingredients that not only taste great, but also have great nutritional benefits.

Hobbies & Interests

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Lifestyles

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Hobbies & Interests

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Beliefs

Conservation

Good stewards of the earth, this population advocates for a cleaner environment and responsible use of resources. They often encourage others to recycle and use clean energy.

Straight answers

Waterford FAQs

Is Waterford a good place to live?+

Waterford suits buyers who want a quiet, gated setting with easy access to the Tampa Bay region. Downtown Tampa is about 42 minutes away and the airport roughly 50, so you get metro connectivity without metro density. Nearby West Ellenton and the Palmetto Historic District add everyday variety close to home.

Is Waterford expensive?+

Not by Tampa Bay standards — the median list price is $249,750, with current listings ranging from $229,500 to $270,000. At around $163 per square foot, it's an accessible entry point for the area. There are no active listings above $1M here.

What do homes cost in Waterford?+

Active listings run from $229,500 to $270,000 with a median of $249,750, and homes average about 1,565 square feet. Over the past 12 months the median sold price was $395,000, reflecting a mix that included larger or waterfront homes. It's a small sample, so individual sales can swing the numbers noticeably.

How is the market in Waterford?+

It's a low-inventory, patient market — just two homes are active now, and only three sold in the past year. Listings typically take around 115 days to move, but sellers still average 98% of their asking price when deals close. That combination rewards buyers who are prepared and willing to wait for the right fit.

What about HOA fees and property taxes?+

The median HOA runs about $410 per month, which is typical for a gated community with shared amenities. Property taxes come in around $4,819 per year at current price points. Always confirm the exact figures with your agent for the specific home you're considering.

Keep exploring

More Palmetto neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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