409 BRYN MAWR ISLAND, BRADENTON, FL, 34207
Pending446 days on marketListed May 21, 2025MLS #A4652831
About this home
409 BRYN MAWR ISLAND
Wake up to sunshine, step outside to waterfront breezes, and launch straight into the boating life from this eclectic canal-front home. Three things you won’t want to miss: 1. HIGH AND DRY, no flood insurance required; 2. SAILBOAT WATER 5 MINUTES FROM SARASOTA BAY; and 3. MARINA and waterfront amenities exclusively available for Bayshore Gardens included in the tax bill! THE HOUSE: Start with the low maintenance no-mow yard and walk through the roughly 1800 square feet of air-conditioned space right out to the enormous covered and screened living area wrapped around the pool. Go down the path to the canal-side tiki bar and boat lift with elevated observation deck offering glimpses of Sarasota Bay. There is so much to love here, accumulated and assembled by the owner of 17 years. SEE ATTACHED OWNER NOTES AND FAQ for details. The boat, a 22-foot, 150 HP Pro-Line cuddy on the lift is included in the sale, along with the outdoor covered Jacuzzi with dedicated water heater. Other furnishings and extensive decorations could be negotiated on a separate bill of sale. The house has stood since the 50s, above the flood plain, and has remained high and dry, season after season. Comfort is the key and the owner has added numerous features for easy living, including a dockside entertaining area with water, power, cable tv, a covered tiki bar, fish cleaning station, and seating area. Atop the boat lift is a permitted, custom 12 x 13 roof and deck with railing for catching views of the bay and islands. There is a lower dock for launching kayaks and loading the boat for the day’s adventures. A short trip down the canal and you are loose on open Sarasota Bay in less than 5 minutes – one of the best bay-access canals anywhere in the area. Other features too -- like extensive landscape lighting, for example -- too numerous to list can be found in the attached documents. Note that the seller is willing to negotiate private financing and will not require flood insurance. This home is located within the Bayshore Gardens Park and Recreational District, with clubhouse, pool, boat ramp and marina (at discounted rates not available to the general public), waterfront park with fishing pier and kayak launch. Boaters and water-lovers hurry, 409 Bryn Mawr Island has it all, all ready for you to start your Florida boating life today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,867
Sqft
0.2 ac
Lot size
1
Garage
1958
Year built
One
Levels
$402
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,779 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,779/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.9%
$/sqft vs Bradenton actives
$402 vs $246
Days on market
446 vs 55 typical
Where $402/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Shore Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Bay Shore Gardens — neighborhood snapshot
Population
5,999
Median age
56
Median income
$58,694
Median home value
$203,738
Avg household
2
Households w/ children
373
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 491% above the BRADENTON 34207 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 BRYN MAWR ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$575,000
6715 GEORGIA AVENUE · same community
3 bd · 2 ba · 1,664 sqft · $346/sqft · 64 DOM
Sold · Oct ’25$600,000
408 BRYN MAWR ISLAND · same community
4 bd · 2 ba · 1,562 sqft · $384/sqft · 215 DOM
Sold · Nov ’25$560,000
405 BRYN MAWR ISLAND · same community
2 bd · 2 ba · 1,392 sqft · $402/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 409 BRYN MAWR ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 BRYN MAWR ISLAND — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
409 BRYN MAWR ISLAND FAQs
What would the monthly payment be for 409 BRYN MAWR ISLAND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 409 BRYN MAWR ISLAND?+
The most recent tax bill on record (2024) was $3,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 409 BRYN MAWR ISLAND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $749,900, this home is listed about 93% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 409 BRYN MAWR ISLAND?+
Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,900 runs 491% above the BRADENTON 34207 median — but at 1,867 sqft it's also 20% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
446 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,000, now $749,900 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Preston Larus. MLS #A4652831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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