395 ARUBA CIRCLE UNIT 401, BRADENTON, FL, 34209
Active417 days on marketListed Jun 12, 2025MLS #A4655766
About this home
395 ARUBA CIRCLE UNIT 401
Welcome to Penthouse Retreat! ?1 Mile to the World Class Beaches of Anna Maria Island ?Close proximity to Bradenton, Lakewood Ranch, Sarasota, and Tampa ?Community Pool, Splash Pad, Playground, and Activity Area ?Walk to Floridays or take a stroll around Robinson Preserve ?Fully stocked kitchen for all your favorite home cooked meals ?High speed Wi-Fi, Smart lock for Self-Check-in Welcome to Penthouse Retreat! This penthouse is a 2-bedroom, 2-bath condo offering everything you need for an unforgettable vacation in paradise. Sitting on the Anna Maria Island Sound, this condo promises a perfect blend of comfort, convenience, and coastal charm. Nestled at the base of the Manatee Ave. bridge, this exquisite condo offers the quintessential Florida vacation experience, just one mile from the pristine shores of Anna Maria Island or easy access to the mainland and its numerous opportunities for shopping and dining. Prime Location: Discover the best of coastal living with easy access to beaches, nature preserves, and dining hotspots. Indulge in waterfront dining at the new "Floridays" restaurant, steps from your doorstep, or explore nearby nature preserves like Robinson Preserve for outdoor adventures. Enjoy easy access to Manatee Public Beach, Bean Point, and other pristine beaches. The balcony faces east for picture-perfect views of sunrises illuminating the dreamlike resort. Resort-Style Amenities: One Particular Harbor at Margaritaville is a beautiful, lush, luxurious gated community that offers pristine resort amenities. Short term stay (less than 30 days) amenities include free WIFI, covered parking, heated pool, playground, splash zone, and a grilling area with picnic tables. A marina with wet and dry boat storage is adjacent to the property and available for an additional fee. Long term stay (30 days or greater) amenities ALSO include access to the $4.2 M waterfront beach club. Sitting on the inter-coastal waters, it boasts amazing sunsets and a huge, heated resort-style pool. Enjoy the live entertainment, Sky Bar Restaurant, 4200 sq. foot fitness center. Your long-term experience also allows you access to three additional heated pools, a fire pit gathering area, yoga lawn, kayaks, and 2 kayak launches. Enjoy nature at every angle as well as lush, well-kept island landscaping as you walk/run on the many paths throughout the community and around the lake. Luxurious Living Space: Step into luxury within this impeccably appointed coastal condo, featuring a fully equipped modern kitchen and upscale beachy furnishings. Relax in the open floor plan and enjoy the Smart TV and plenty of seating for social fun. The fully stocked kitchen is a chef’s dream with granite countertops, stainless steel appliances, and full access to the living and dining rooms so you never miss a beat. Dining room table sits 6 comfortably with more seating around the kitchen island. This top-floor condo offers high ceilings and an open floor plan with the bedrooms on opposite sides of the space. The lanai overlooks the pool, offering stunning views of the community’s lushness and swaying palms. Sleeping Arrangements: Bedroom 1: King bed, walk-in closet, Smart TV, and ensuite bathroom Bedroom 2: King bed and Smart TV Living Room: Sleep Sofa *Please keep in mind if the elevator becomes inoperable due to any reason, the stairs will be the only form of transportation between floors.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,456
Sqft
2.03 ac
Lot size
2016
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$3 vs $247
Days on market
417 vs 55 typical
Where $3/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
206 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 395 ARUBA CIRCLE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$624,000
387 ARUBA CIRCLE UNIT 301 · same community
2 bd · 2 ba · 1,456 sqft · $429/sqft · 312 DOM
Sold · Jan ’26$680,000
391 ARUBA CIRCLE UNIT 303 · same community
3 bd · 3 ba · 1,664 sqft · $409/sqft · 16 DOM
Sold · Mar ’26$755,000
388 ARUBA CIRCLE UNIT 103 · same community
3 bd · 3 ba · 1,664 sqft · $454/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 395 ARUBA CIRCLE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 395 ARUBA CIRCLE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
395 ARUBA CIRCLE UNIT 401 FAQs
What would the monthly payment be for 395 ARUBA CIRCLE UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 395 ARUBA CIRCLE UNIT 401?+
The listing reports pets: Breed Restrictions, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $4,500, this home is listed about 99% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 395 ARUBA CIRCLE UNIT 401?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34209 market on paper
$4,500 is 98% below the BRADENTON 34209 median of $265,000, and at $3/sqft it sits under the Bradenton average of $263.
02Time on market is leverage
417 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $9,000, now $4,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ANCHOR DOWN REAL ESTATE · Nate Berger. MLS #A4655766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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