
395 ARUBA CIRCLE UNIT 303, BRADENTON, FL, 34209
Active189 days on marketListed Jan 28, 2026MLS #A4679886
About this home
395 ARUBA CIRCLE UNIT 303
Virtually Staged. PRICE IMRPOVEMENT and new, reduced condo fees! Welcome home to Harbour Isle, where refined coastal living meets effortless luxury. This rare end-unit condominium offers complete privacy, with no adjacent buildings and unobstructed, tranquil lake and Preserve views. Never rented and meticulously maintained by the original owner, this home is being sold partially furnished and feels like new while boasting over $40,000 in premium builder upgrades. The custom Oceana floorplan features dual primary suites with a split design, providing privacy for hosts and guests alike. The open layout offers ample space for entertaining or utilizing as a short- or long-term rental. The spacious kitchen features stainless steel appliances, solid wood cabinets, stone countertops, and thoughtful designer touches. Owner enhancements include upgraded LED lighting throughout and Smart features, including network cameras with no subscription required. Hurricane-rated triple sliding glass doors seamlessly open the living area to the lanai, creating the perfect space for entertaining family and friends in comfort, complete with new no-see-um tight specialized screening. Convenience and security are built in, with covered under-building parking, a private storage unit, and 24-hour virtual guarded gate. Designed for those who value exclusivity and ease, the private, resort-style community is anchored by the spectacular 23,000-square-foot Beach Club overlooking Anna Maria Sound. The waterfront Sky Bar, on-site dining, resort style pool and spa, private beach, and kayak launch create your own coastal retreat, steps from home. Residents enjoy four beautifully designed pools, state-of-the-art fitness center and sauna, fire pits, grilling areas, hammock park, lakeside swings, and miles of scenic walking and biking trails. Surrounded by nature, Harbour Isle sits steps from Neal Preserve and minutes from Robinson Preserve for kayaking, trails, and birdwatching. Just beyond the gates, enjoy the Margaritaville-inspired Compass Hotel, Floridays Tiki Restaurant, Compass Bar & Chill, and marina access at Pier 77, offering wet and dry storage, Gulf access, and Freedom Boat Club. Located 1-2 miles from the pristine beaches, local shops, and dining of Anna Maria Island, Harbour Isle offers a rare blend of privacy, convenience, and resort-level amenities. This is more than a home, it is a lifestyle investment in exclusive coastal living, ideal for full-time residents, seasonal owners, or investors seeking income-producing potential. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,664
Sqft
0 ac
Lot size
2016
Year built
One
Levels
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,509 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,509/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Bradenton actives
$418 vs $248
Days on market
189 vs 55 typical
Where $418/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 395 ARUBA CIRCLE UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$680,000
391 ARUBA CIRCLE UNIT 303 · same community
3 bd · 3 ba · 1,664 sqft · $409/sqft · 16 DOM
Sold · Mar ’26$755,000
388 ARUBA CIRCLE UNIT 103 · same community
3 bd · 3 ba · 1,664 sqft · $454/sqft · 177 DOM
Sold · Jul ’26$624,000
387 ARUBA CIRCLE UNIT 301 · same community
2 bd · 2 ba · 1,456 sqft · $429/sqft · 312 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 395 ARUBA CIRCLE UNIT 303 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 395 ARUBA CIRCLE UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
395 ARUBA CIRCLE UNIT 303 FAQs
What would the monthly payment be for 395 ARUBA CIRCLE UNIT 303?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,509/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 395 ARUBA CIRCLE UNIT 303?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 395 ARUBA CIRCLE UNIT 303?+
The most recent tax bill on record (2025) was $11,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 395 ARUBA CIRCLE UNIT 303?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $695,000, this home is listed about 78% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 395 ARUBA CIRCLE UNIT 303?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$695,000 runs 162% above the BRADENTON 34209 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
189 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $749,000, now $695,000 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Amy Royall. MLS #A4679886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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