10441 VAN WYCK TERRACE, PORT CHARLOTTE, FL, 33981
Active333 days on marketListed Sep 15, 2025MLS #A4664954
About this home
10441 VAN WYCK TERRACE
Rare find in South Gulf Cove! You have the opportunity to purchase two side by side lots equaling .46 acre. South Gulf Cove is a waterfront community in Port Charlotte with more than 120 man-made canals leading straight to Charlotte Harbor, and eventually to the Gulf of Mexico. The 55 miles of canals are wide with at least 4-5 feet of depth providing great fishing and boating. Sailboat access has been designated to numerous properties where there are no bridges to cross under. Within 15 minutes you will access multiple Gulf Coast beaches on Manasota Key and Boca Grande, five golf courses, shopping and dining. The Cove features a multitude of home styles from contemporary homes to large waterfront estates that accommodate many floorplans, styles, and sizes that help bring residence close to nature. South Gulf Cove requires homes at 1,500 sq ft and larger. Additional lot 10449 Van Wyck, Port Charlotte (MLS A664946).
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10441 VAN WYCK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
13404 CEDAR CITY AVENUE · same community
4 bd · 2 ba · 1,663 sqft · $186/sqft · 10 DOM
Sold · Sep ’25$265,767
13164 FORT BRAGGS AVENUE · same community
3 bd · 2 ba · 1,668 sqft · $159/sqft · 371 DOM
Sold · Feb ’26$299,000
13306 ALLENTOWN AVENUE · same community
4 bd · 2 ba · 1,674 sqft · $179/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10441 VAN WYCK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10441 VAN WYCK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10441 VAN WYCK TERRACE FAQs
What would the monthly payment be for 10441 VAN WYCK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $591/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10441 VAN WYCK TERRACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10441 VAN WYCK TERRACE?+
The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10441 VAN WYCK TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $59,000, this home is listed about 82% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10441 VAN WYCK TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Rochelle Paquin. MLS #A4664954.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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