CENTURY 21 Edge
$299,000$339,0002 bd2 ba1,485 sqft$201 /sqft$2,447 /mo all-in ↓

4761 INDEPENDENCE DRIVE UNIT 4761, BRADENTON, FL, 34210

Active263 days on marketListed Nov 14, 2025MLS #A4669384

Reduced $40KWaterfrontCondominiumMOUNT VERNON PH 3

About this home

4761 INDEPENDENCE DRIVE UNIT 4761

****MOTIVATED SELLER**** Major Market Price Adjustment. Welcome to Mount Vernon, a well-established 55 and over waterfront community consisting of condominiums, town homes, and single-family homes. The condominium you are looking at is located on the banks the intercoastal overlooking Sarasota Bay. The building is elevated to have been untouched during the hurricanes of 2024. The home has a panoramic view to the southwest from the wall-to-wall patio doors giving you fabulous sunsets most of the year. The same view is visible from the primary bedroom. The condominium consists of two bedrooms, two bathrooms, and a large open floor plan that spans nearly the entire length of the condominium. The original Florida room was opened to the home sometime in the past and is air conditioned. The kitchen overlooks the living area with a large granite countertop separating them. There are new vanities, sinks, plumbing fixtures and toilets in both bathrooms. The water heater, garbage disposal and dishwasher were replaced in 2025. The existing refrigerator works. However, seller will provide a credit at closing for a replacement. The condominium has been refreshed and is ready for your up-to-date personal touches. Your assigned parking space is right in front of your front door. The community is golf-cart friendly and has no upcoming assessments There is a community building with a gathering room with weekly activities, a pool, pickle ball courts, shuffleboard court and walking and bike paths. This is a perfect snowbird community. It is just what you need to get away from winter and enjoy living in paradise. Did I forget to say that you are about two miles from the gorgeous beaches of Anna Maria Island and short drive to shopping, restaurants, hospitals, and Sarasota Airport.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,485

Sqft

18.59 ac

Lot size

1979

Year built

One

Levels

$201

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ExteriorSidewalk

Community & fees

Taxes (2024)$4,736/yr
PetsNo
CommunityBay/Harbor Front · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,447 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$395
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,447/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$395
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $330,992 · range $316K$337K$351K

vs edgeAI estimate

−9.7%

$/sqft vs Bradenton actives

$201 vs $250

Days on market

263 vs 55 typical

Where $201/sqft sits among the 400 Bradenton actives

103
104 · this home
88
51
21
33
$126–190$190–254$254–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4761 INDEPENDENCE DRIVE UNIT 4761

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

209 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $40K
Nov 14, 2025Listed at $339,000 · 263 days on market since
1979Built · MOUNT VERNON PH 3

Reality check

What actually sold near 4761 INDEPENDENCE DRIVE UNIT 4761

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4726 INDEPENDENCE DRIVE UNIT 4726Sold · Sep ’25

$175,000

4726 INDEPENDENCE DRIVE UNIT 4726 · same community

2 bd · 2 ba · 1,459 sqft · $120/sqft · 225 DOM

4832 INDEPENDENCE DRIVESold · Mar ’26

$285,000

4832 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,556 sqft · $183/sqft · 100 DOM

4855 INDEPENDENCE DRIVESold · Mar ’26

$250,000

4855 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4761 INDEPENDENCE DRIVE UNIT 4761 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4761 INDEPENDENCE DRIVE UNIT 4761 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4761 INDEPENDENCE DRIVE UNIT 4761 FAQs

What would the monthly payment be for 4761 INDEPENDENCE DRIVE UNIT 4761?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4761 INDEPENDENCE DRIVE UNIT 4761?+

The most recent tax bill on record (2024) was $4,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4761 INDEPENDENCE DRIVE UNIT 4761?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $299,000, this home is listed about 23% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 4761 INDEPENDENCE DRIVE UNIT 4761?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,000 runs 50% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

263 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $339,000, now $299,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of SATO REAL ESTATE INC. · John Damato, II. MLS #A4669384.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4761 INDEPENDENCE DRIVE UNIT 4761, BRADENTON, FL — 2 Bed, 2 Bath — $299,000 | CENTURY 21 Edge