CENTURY 21 Edge
$270,0002 bd2 ba1,525 sqft$177 /sqft≈$3,003 /mo all-in ↓

4853 INDEPENDENCE DRIVE, BRADENTON, FL, 34210

Active166 days on marketListed May 25, 2026MLS #A4694686

WaterfrontCondominiumMOUNT VERNON PH 3

Come see it

Upcoming open houses

Sat, Nov 14

12:00 PM – 2:00 PM

FIRST-FLOOR LAKEFRONT CORNER CONDO! Turnkey furnished in Mount Vernon on Sarasota Bay, a 55+ waterfront community in Bradenton FL. The community’s largest 2-bedroom floor plan features impact windows, open living, updated kitchen, split bedrooms & a 17x8 screened lanai with tranquil lake, fountain & wildlife views. Carport steps from your door. Enjoy maintenance-free, resort-style living, boating, pool & pickleball—minutes from Anna Maria Island!

Sun, Nov 22

2:00 PM – 4:00 PM

FIRST-FLOOR LAKEFRONT CORNER CONDO! Turnkey furnished in Mount Vernon on Sarasota Bay, a 55+ waterfront community in Bradenton FL. The community’s largest 2-bedroom floor plan features impact windows, open living, updated kitchen, split bedrooms & a 17x8 screened lanai with tranquil lake, fountain & wildlife views. Carport steps from your door. Enjoy maintenance-free, resort-style living, boating, pool & pickleball—minutes from Anna Maria Island!

About this home

4853 INDEPENDENCE DRIVE

WELCOME TO THIS EXCEPTIONAL FIRST-FLOOR TURNKEY FURNISHED LAKEFRONT CORNER CONDO located in a highly sought-after bay and canal-front community where comfort, value, and resort-style living blend beautifully together. Offering the community’s largest two-bedroom floor plan, this thoughtfully upgraded residence is perfectly positioned in the center of the community just steps from the clubhouse and amenities, while enjoying peaceful water, fountain and nature views, abundant natural light, and the added privacy of a desirable corner location. BUILT WITH SOLID concrete block construction, a 2019 roof and 2019 impact windows, this inviting condo immediately captures your attention with its bright, airy atmosphere and open-concept design. Fresh interior paint, smooth textured ceilings, six-panel doors, updated ceiling fans with remotes, and attractive plank flooring throughout create a clean coastal feel that is both stylish and welcoming. Tile flooring in the foyer, kitchen, and lanai adds durability and ease of maintenance, while generous storage throughout the home enhances everyday living. THE SPACIOUS living and dining room combination offers beautiful lake views and exceptional flexibility for furniture placement and entertaining. Sliding glass doors open to the expansive 17’ x 8’ screened lanai where tranquil water and nature views create the perfect setting for morning coffee, outdoor dining, or simply relaxing and enjoying the Florida lifestyle. The tiled lanai also offers potential space outside for adding patio pavers to further extend your outdoor living area. THE FULLY EQUIPPED KITCHEN has been tastefully updated with white cabinetry accented by matte black hardware, a stainless-steel appliance suite, breakfast bar, closet pantry, and an eye-catching tray ceiling featuring remote-controlled LED uplighting that adds warmth and ambiance to the space. DESIGNED WITH PRIVACY in mind, the split-bedroom floor plan separates the bedrooms and bathrooms with a private hallway, creating comfortable accommodations for both owners and guests. The spacious primary suite enjoys calming water views, room for a king-size furniture suite, two large closets, and an ensuite bathroom featuring dual updated vanities, fixtures, mirrors, and lighting. Situated toward the front of the condo, the generously sized guest bedroom offers a walk-in closet and convenient access to the tastefully updated guest bathroom, creating a welcoming retreat for family and visitors alike. ADDITIONAL CONVENIENCES include a carport located directly out front at the end of the sidewalk and turnkey furnishings included for immediate enjoyment, excluding only personal items and select decor accessories. RESIDENTS ENJOY an active and friendly community filled with amenities and surrounded by natural beauty. The maintenance-free lifestyle allows you more time to enjoy boating, beaches, dining, shopping, social activities, and everything the Florida Gulf Coast has to offer. THE ASSOCIATION DUES PROVIDE TREMENDOUS VALUE and cover water, sewer, trash, recycling, pest control, cable, internet, exterior maintenance and repairs, landscaping, and insurance. Mt Vernon on Sarasota Bay is known for its amenity-rich, maintenance-free lifestyle and exceptional value. WHETHER YOU ARE searching for a full-time residence, seasonal getaway, or investment in the Florida lifestyle, this beautifully maintained waterfront condo offers an exceptional opportunity that buyers will not want to miss.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,525

Sqft

0 ac

Lot size

1981

Year built

One

Levels

$177

Per sqft

WaterfrontWater viewTurnkey55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNortheast
ParkingCovered · Guest · Open
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

HOA fee$790/mo
Taxes (2025)$963/yr
PetsNo
CommunityBay/Harbor Front · Canal Front · Dock · Intracoastal Waterway · Lake · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Irrigation-Reclaimed Water · Park · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,003 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$80
Condo fee — from the listing$790
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate7.50%
Loan term

Estimated payment

$3,003/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$80
HOA / condo fee$790
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$259KedgeAI estimate $398,657 · range $359K–$439K$456K

vs edgeAI estimate

−32.3%

$/sqft vs Bradenton actives

$177 vs $240

Days on market

166 vs 56 typical

Where $177/sqft sits among the 400 Bradenton actives

111 · this home
95
98
53
18
25
$123–184$184–245$245–305$305–366$366–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 64 min
Tampa Int’l Airport (TPA)≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,682

Median age

55.5

Median income

$64,244

Median home value

$301,200

Avg household

2.06

Households w/ children

1,237

For the school run

Manatee County School District

MiddleW. D. Sugg Middle School★★★★★
ElementarySea Breeze Elementary School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $425K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

178 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

May 25, 2026Listed at $270,000 · 166 days on market since
1981Built · MOUNT VERNON PH 3

Reality check

What actually sold near 4853 INDEPENDENCE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4832 INDEPENDENCE DRIVESold · Mar ’26

$285,000

4832 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,556 sqft · $183/sqft · 100 DOM

4855 INDEPENDENCE DRIVESold · Mar ’26

$250,000

4855 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM

4753 INDEPENDENCE DRIVESold · Mar ’26

$310,000

4753 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,238 sqft · $250/sqft · 360 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4853 INDEPENDENCE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4853 INDEPENDENCE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4853 INDEPENDENCE DRIVE FAQs

What would the monthly payment be for 4853 INDEPENDENCE DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4853 INDEPENDENCE DRIVE?+

The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4853 INDEPENDENCE DRIVE?+

The most recent tax bill on record (2025) was $963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4853 INDEPENDENCE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $270,000, this home is listed about 30% below the Bradenton median of $386,700. The market section on this page shows how the area is trending.

Which schools are assigned to 4853 INDEPENDENCE DRIVE?+

W. D. Sugg Middle School (middle), Sea Breeze Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$270,000 runs 13% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

166 days on market against a Bradenton median of 56 — sellers in this position are usually ready to negotiate.

Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4694686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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