4809 INDEPENDENCE DRIVE, BRADENTON, FL, 34210
Active72 days on marketListed May 22, 2026MLS #A4694682
About this home
4809 INDEPENDENCE DRIVE
FROM THE MOMENT YOU STEP INSIDE THIS FIRST-FLOOR turnkey furnished lakefront condo with glimpses of Sarasota Bay, you’ll feel the relaxed charm of Florida living. The captivating open floor plan is bright, airy, and welcoming, with spacious living and dining areas that flow effortlessly to the breezy screened lanai, creating the perfect indoor-outdoor lifestyle. Coastal-inspired colors and natural light throughout the home enhance the cheerful atmosphere and invite you to slow down, unwind, and enjoy every moment. DESIGNED WITH BOTH COMFORT AND PRIVACY in mind, the desirable split-bedroom layout makes hosting family and friends easy. Wake up to tranquil water views from the spacious primary suite, featuring a walk-in closet and an ensuite bath with a walk-in shower, new coordinating lighting and faucet. Privately located at the front of the condo is a mini-suite separated by a pocket door. The second bedroom is currently arranged as a flexible space with a trundle daybed, yet easily functions as a full-time guest bedroom, office, or hobby space. The adjacent full bath has a walk-in shower, new lighting and faucet. THIS CONDO IS OFFERED TURNKEY FURNISHED AND MOVE-IN READY allowing you to start enjoying the Florida lifestyle immediately. Whether you're searching for a full-time residence, seasonal retreat, or income-producing investment, this property offers exceptional flexibility. Use it now, rent it seasonally, or enjoy the best of both worlds until retirement. THE KITCHEN is thoughtfully designed with a breakfast bar, closet pantry, and plank flooring, making meal preparation and entertaining effortless. OUTDOOR LIVING TRULY SHINES on the screened lanai, where warm tropical breezes, peaceful lake views, and peeks of Sarasota Bay create a serene setting for morning coffee, evening cocktails, or simply relaxing with a good book. Pull-down shutters provide added peace of mind while you’re away. There’s even room to add patio pavers for soaking in the sunshine, enjoying views of the bayfront park, or grilling the fresh "catch of the day". CONVENIENCE AND LIFESTYLE COME TOGETHER BEAUTIFULLY in this highly sought-after Mt Vernon community. Your covered parking space and private storage unit are located just outside your door, eliminating long walks and stairs. Instead, spend your time enjoying scenic walking paths that wind along lakes, Sarasota Bay, lush tropical landscaping, and the community park, or take a short drive to the area’s stunning gulf beaches. RESIDENTS ENJOY an active and friendly community filled with amenities and surrounded by natural beauty. The maintenance-free lifestyle allows you more time to enjoy boating, beaches, dining, shopping, social activities, and everything the Florida Gulf Coast has to offer. BUILT WITH STURDY CONCRETE BLOCK construction and thoughtfully maintained over the years, this condo also features updates sprinkled throughout for comfort and peace of mind. ASSOCIATION DUES PROVIDE TREMENDOUS VALUE and cover water, sewer, trash, recycling, pest control, cable, internet, exterior maintenance & repairs, landscaping, and insurance. Mt Vernon on Sarasota Bay is known for its amenity-rich, maintenance-free lifestyle and exceptional value. IF YOU’VE BEEN SEARCHING for a bright coastal retreat in a picturesque waterfront community, this is the one you’ve been waiting for. Schedule your private showing today and experience firsthand what makes this home and community so special. Welcome home to paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,335
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,519 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,519/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−47.5%
$/sqft vs Bradenton actives
$157 vs $251
Days on market
72 vs 53 typical
Where $157/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
197 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4809 INDEPENDENCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
4855 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM
Sold · Mar ’26$310,000
4753 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,238 sqft · $250/sqft · 360 DOM
Sold · Sep ’25$175,000
4726 INDEPENDENCE DRIVE UNIT 4726 · same community
2 bd · 2 ba · 1,459 sqft · $120/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4809 INDEPENDENCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4809 INDEPENDENCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4809 INDEPENDENCE DRIVE FAQs
What would the monthly payment be for 4809 INDEPENDENCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,519/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4809 INDEPENDENCE DRIVE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4809 INDEPENDENCE DRIVE?+
The most recent tax bill on record (2025) was $2,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4809 INDEPENDENCE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $210,000, this home is listed about 47% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4809 INDEPENDENCE DRIVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4694682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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