4868 INDEPENDENCE DRIVE, BRADENTON, FL, 34210
Active44 days on marketListed Sep 24, 2026MLS #A4706932
Come see it
Upcoming open house
Sun, Nov 8
11:00 AM – 1:00 AM
About this home
4868 INDEPENDENCE DRIVE
NEW PRICE! MOTIVATED SELLER! BRING YOUR BEST OFFER! Enjoy beautiful lakefront living in this desirable first-floor END UNIT in the highly sought-after Bayfront 55+ community of Mount Vernon, just minutes from the sugar-sand beaches of Anna Maria Island. Offering easy single-level living, tranquil lake views, and numerous thoughtful updates, this inviting residence combines comfort, convenience, and the relaxed Florida lifestyle you've been looking for. The spacious, light-filled great room offers a flexible layout with plenty of room for both living and dining areas. Large windows showcase the peaceful lakefront setting, while sliding doors open to the enclosed lanai, creating an inviting space to relax and enjoy the water views. Tile flooring throughout and crown molding add a timeless, cohesive touch. The kitchen features updated wood cabinetry, a convenient breakfast bar, 2021 appliances, a large pantry, and cleverly positioned under-counter laundry for everyday convenience. Both bathrooms have been tastefully remodeled with quartz countertops, updated sinks, modern lighting, new faucets, mirrors, shelving, and toilets, creating a fresh, contemporary feel. An especially desirable feature is the large, private, locked outdoor storage room, perfect for bicycles, beach equipment, fishing gear, tools, and other recreational items. This is a rare and valuable bonus in condominium living! Mount Vernon offers an exceptional waterfront lifestyle with an impressive selection of amenities, including a clubhouse, heated swimming pool, fitness center, tennis and pickleball courts, shuffleboard, walking and biking trails, kayak launch and storage, workshop and hobby rooms, and a covered bayfront pavilion with grills. Boating enthusiasts will appreciate the community boat ramp and boat slips, offering access to the Gulf of America, with slip availability. Boat ramp access is available for a one-time $25 fee. Ideally located near Anna Maria Island, Longboat Key, Lido Key, and Siesta Key, with convenient access to downtown Sarasota's shopping, dining, arts, and cultural attractions. Sarasota-Bradenton International Airport is also nearby. Whether you are looking for a full-time residence or a seasonal Florida retreat, this home offers the opportunity to enjoy peaceful lakefront living while taking advantage of the outstanding amenities and activities of one of Bradenton's desirable 55+ communities. NEW PRICE AND MOTIVATED SELLER! Don't miss this opportunity to own a lakefront end unit in Mount Vernon. Schedule your private showing today and bring your best offer! One or more photographs have been virtually staged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,389
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,460 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,460/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−57.3%
$/sqft vs Bradenton actives
$122 vs $232
Days on market
44 vs 56 typical
Where $122/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,682
Median age
55.5
Median income
$64,244
Median home value
$301,200
Avg household
2.06
Households w/ children
1,237
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
171 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4868 INDEPENDENCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
4855 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM
Sold · Mar ’26$310,000
4753 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,238 sqft · $250/sqft · 360 DOM
Sold · Mar ’26$285,000
4832 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,556 sqft · $183/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4868 INDEPENDENCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4868 INDEPENDENCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4868 INDEPENDENCE DRIVE FAQs
What would the monthly payment be for 4868 INDEPENDENCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,460/mo — principal and interest, the actual property-tax bill, the $767/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4868 INDEPENDENCE DRIVE?+
The association fee works out to $767 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4868 INDEPENDENCE DRIVE?+
The most recent tax bill on record (2024) was $3,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4868 INDEPENDENCE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $170,000, this home is listed about 56% below the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 4868 INDEPENDENCE DRIVE?+
W. D. Sugg Middle School (middle), Sea Breeze Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34210 market on paper
$170,000 is 29% below the BRADENTON 34210 median of $239,000, and at $122/sqft it sits under the Bradenton average of $270.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $767/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $190,000, now $170,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Pam Bailey. MLS #A4706932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 4868 INDEPENDENCE DRIVE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kyler to ping you on any price or status change →