TBD SW 20TH PLACE, OCALA, FL, 34471
Active277 days on marketListed Oct 30, 2025MLS #A4670301
About this home
TBD SW 20TH PLACE
Nestled in the heart of Ocala, Willow Creek at Cala Hills presents an exceptional opportunity for residential development within one of the area’s most desirable established communities. This ±22-acre site is fully entitled and ready for the next phase of growth, with city water and sewer already to the property and an HOA in place. The approved site plan offers flexibility for a mix of 66 townhomes and 33 single- family homes, or alternatively, 68 single-family homes—allowing developers to tailor the product mix to meet market demand. The property benefits from existing community infrastructure, attractive surrounding neighborhoods, and convenient access to major corridors, employment centers, and retail amenities. With survey and site plan in hand, Willow Creek at Cala Hills offers a rare “plug- and-play” opportunity for builders or investors seeking a prime infill development site in the core of Ocala’s rapid residential expansion zone. Ocala & Marion County Growth Highlights Top Growth Market: Ocala ranks among Florida’s Top 10 Fastest-Growing Metros and has been recognized by the U.S. Census Bureau for its consistent population and job growth. Population Surge: Marion County’s population exceeds 400,000 and continues to grow at over 2% annually, fueled by in-migration from across the U.S. Strong Employment Base: Anchored by healthcare, logistics, and advanced manufacturing, Ocala is home to major employers like FedEx, Chewy, Amazon, Cardinal LG, and Reilly Arts Center’s expanding cultural hub. Connectivity: Centrally located within 90 minutes of Orlando,
Facts & features
The home at a glance
22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$27,831 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,831/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1383% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD SW 20TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
434 SW 2nd street, Ocala FL 34471
3 bd · 2 ba · 603 DOM
Sold · Nov ’25$105,000
1748 SW 5TH STREET
2 bd · 1 ba · 819 sqft · $128/sqft · 3 DOM
Sold · Dec ’25$110,000
1704 SW 5TH PLACE
3 bd · 1 ba · 840 sqft · $131/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TBD SW 20TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD SW 20TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD SW 20TH PLACE FAQs
What would the monthly payment be for TBD SW 20TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,831/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at TBD SW 20TH PLACE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on TBD SW 20TH PLACE?+
The most recent tax bill on record (2024) was $5,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD SW 20TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $4,700,000, this home is listed about 1472% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD SW 20TH PLACE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,700,000 runs 1383% above the OCALA 34471 median.
02Time on market is leverage
277 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $5,000,000, now $4,700,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Anna Holt. MLS #A4670301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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