CENTURY 21 Edge
$420,000$484,9002 bd2 ba1,120 sqft$375 /sqft$3,261 /mo all-in ↓

9608 VALENCIA COVE, BRADENTON, FL, 34210

Active259 days on marketListed Nov 20, 2025MLS #A4672787

Reduced $65KWaterfrontVillaPALMA SOLA HARBOUR SEC 1

About this home

9608 VALENCIA COVE

One or more photo(s) has been virtually staged. Welcome to 9608 Valencia Cove in the coveted waterfront boating community of Palma Sola Harbour. With no age restrictions and just a short drive from the pristine shores of Anna Maria Island, this two-bedroom, two-bath villa is a masterpiece of modern coastal living, brimming with luxurious updates and thoughtfully designed spaces. Inside, you’ll find an fully remodeled open floor plan that truly sets this villa apart. Open flow through through the kitchen, living, and dining areas out to water exposure and boat access make this home perfect for both everyday living and entertaining. The kitchen is a standout with granite countertops, white shaker cabinets, and all-new GE fingerprint-resistant appliances. The entire space is illuminated by sleek LED recessed and under cabinetry lighting, adding a bright, modern touch. All of this while still remaining high and dry through 2024. NO FLOODING! Both bathrooms have been luxuriously remodeled, featuring high-end finishes and expanded layouts that provide a sense of space and luxury beyond the standard in the neighborhood. The master suite includes a sliding glass door that opens onto the private back patio, offering a peaceful outdoor retreat. In addition, the interior and exterior have been freshly painted, giving the home a crisp, like-new feel. There is also a private carport that includes a dedicated laundry room, a brand-new water heater, and additional storage space right within the carport area. Not only is this villa gorgeous inside, but it also features paver driveways and a back patio that have been freshly sealed, a unique touch that adds both charm and durability. The crown jewel is the deeded boat slip right out the back door. Choose between a 10,000-pound lift with a canopy or a slightly smaller slip—both options make boating a breeze, and open water is just a short cruise away. Palma Sola Harbour residents enjoy a wealth of community amenities, including tennis courts, multiple pools, saunas, a game room, a woodshop, a party or gathering room, a putting green, and a public fishing dock. All of this is covered by your association fees, which also include flood insurance. In essence, this villa is not just a place to live—it's a gateway to a vibrant, waterfront lifestyle with every luxury and convenience at your fingertips.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0 ac

Lot size

1973

Year built

One

Levels

$375

Per sqft

Waterfront

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorAwning(s) · Storage

Community & fees

Taxes (2024)$5,316/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,261 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2024 actual bill$443
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,261/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$443
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$247KedgeAI estimate $291,154 · range $258K$344K$437K

vs edgeAI estimate

+44.3%

$/sqft vs Bradenton actives

$375 vs $248

Days on market

259 vs 55 typical

Where $375/sqft sits among the 400 Bradenton actives

109
103
84
47 · this home
25
32
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 9608 VALENCIA COVE

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

218 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $65K
Nov 20, 2025Listed at $484,900 · 259 days on market since
1973Built · PALMA SOLA HARBOUR SEC 1

Reality check

What actually sold near 9608 VALENCIA COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9612 VALENCIA COVESold · Mar ’26

$300,000

9612 VALENCIA COVE · same community

2 bd · 2 ba · 1,120 sqft · $268/sqft · 418 DOM

9606 VALENCIA COVESold · Jun ’26

$412,000

9606 VALENCIA COVE · same community

2 bd · 2 ba · 1,120 sqft · $368/sqft · 90 DOM

9619 VALENCIA COVESold · Apr ’26

$525,000

9619 VALENCIA COVE · same community

3 bd · 2 ba · 1,452 sqft · $362/sqft · 383 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 9608 VALENCIA COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9608 VALENCIA COVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9608 VALENCIA COVE FAQs

What would the monthly payment be for 9608 VALENCIA COVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9608 VALENCIA COVE?+

The most recent tax bill on record (2024) was $5,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9608 VALENCIA COVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $420,000, this home is listed about 8% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9608 VALENCIA COVE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$420,000 runs 111% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

259 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $484,900, now $420,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Johnny Hopper, PA. MLS #A4672787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9608 VALENCIA COVE, BRADENTON, FL — 2 Bed, 2 Bath — $420,000 | CENTURY 21 Edge