21632 HIDDEN CREEK, MOUNT DORA, FL, 32757
Active294 days on marketListed Nov 30, 2025MLS #A4673135
About this home
21632 HIDDEN CREEK
ATTENTION VETERANS: UNBEATABLE FINANCIAL OPPORTUNITY! Qualified buyers with VA eligibility have the rare and lucrative chance to assume the current mortgage at an incredible 2.5 interest rate. In today's market, this assumption can save you thousands of dollars every single year. Don't miss out on this massive built-in financial advantage! Located in Mount Dora’s highly sought-after Sullivan Ranch community, this gorgeous home features 3,853 sq. ft. of elegant living space on a premium 0.30-acre lot. The property offers flawless curb appeal with a brand-new $7,000 exterior paint job. Inside, you'll find a sprawling floor plan including a massive 425 sq. ft. gameroom complete with its own full bath, closet, ready-to-go wet bar setup, and breathtaking views—perfect as-is or effortlessly converted into a huge 5th bedroom / in-law suite! Step inside and be immediately drawn to breathtaking views and expansive living areas designed for both grand entertaining and intimate moments. Each space offers stunning views, private retreats, comfort, and tranquility for everyone. For those who work from home, this property offers lots of space and magnificent views, providing a perfect environment for productivity and focus. PREMIUM CLIMATE UPGRADE: This home features a brand-new, $20,000 mini-split air conditioning system. Designed for maximum efficiency, it offers customizable, whisper-quiet climate control for individual rooms—allowing you to keep your favorite spaces perfectly chilled without the cost of cooling the entire house. Best of all, the central AC unit remains in very good, fully operational condition, giving you the ultimate luxury and peace of mind of a dual, fail-safe cooling system. The beauty of this property extends outdoors. Step outside to enjoy the serene surroundings of Hidden Creek, where mature trees and quiet streets create a peaceful retreat. Imagine waking up to the serene beauty right in your backyard. This Mount Dora gem offers the unique benefit of having a "touch of Florida magic." Mount Dora is renowned for its vibrant community and abundance of amenities. Known as "Festival City," you'll enjoy a year-round calendar of events, from art festivals and wine walks to the annual Blueberry Fest. The charming Downtown Mount Dora area, just a short drive away, offers an array of unique shops, antique stores, art galleries, and diverse dining options—many with outdoor seating, allowing you to savor the ambiance of this "entertainment district." Outdoor enthusiasts will appreciate the proximity to Lake Dora, offering opportunities for boating, fishing, and eco-tours through the scenic Dora Canal. Nearby parks like Gilbert Park and Palm Island Park provide ample green space for picnics and leisurely strolls, while the iconic Mount Dora Lighthouse is a local landmark. For recreation, you'll find various parks with facilities for baseball, basketball, tennis, disc golf, and even a dog park. Renninger's Flea and Farmer's Market, a massive outdoor and indoor market, is also a local favorite for unique finds and fresh produce. Whether you're looking for a forever home or an investment in one of Central Florida's most desirable areas, 21632 Hidden Creek Ln delivers elegance, space, lifestyle and the best of Florida living: small-town charm, nearby big-city excitement, and easy access to world-class beaches.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,853
Sqft
0.3 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,644 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,644/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs SULLIVAN RANCH SUB
$176 vs $185
Days on market
294 vs 50 typical
Where $176/sqft sits among the 13 homes for sale in SULLIVAN RANCH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sullivan Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Sullivan Ranch — neighborhood snapshot
Population
1,732
Median age
37
Median income
$74,924
Median home value
$340,300
Avg household
3
Households w/ children
225
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $403K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
8 of 13
SULLIVAN RANCH SUB have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 21632 HIDDEN CREEK
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$647,000
21709 HIDDEN CREEK LANE · same community
5 bd · 4.5 ba · 3,814 sqft · $170/sqft · 29 DOM
Sold · Oct ’25$545,000
30230 TOKARA TERRACE · same community
4 bd · 3 ba · 3,796 sqft · $144/sqft · 65 DOM
Sold · Aug ’26$592,500
30136 JUTLAND COURT · same community
6 bd · 4.5 ba · 3,997 sqft · $148/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 21632 HIDDEN CREEK — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21632 HIDDEN CREEK — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21632 HIDDEN CREEK FAQs
What would the monthly payment be for 21632 HIDDEN CREEK?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,644/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21632 HIDDEN CREEK?+
The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21632 HIDDEN CREEK?+
The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21632 HIDDEN CREEK?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $679,000, this home is listed about 44% above the Mount Dora median of $470,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21632 HIDDEN CREEK?+
Round Lake Charter School (elementary), Mt. Dora Middle School (middle), Mt. Dora High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,000 runs 58% above the MOUNT DORA 32757 median — but at 3,853 sqft it's also nearly twice the size of the typical Mount Dora listing.
02Time on market is leverage
294 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Round Lake Charter School, Mt. Dora Middle School, Mt. Dora High School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $710,000, now $679,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4673135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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