1423 NW 20TH TERRACE, CAPE CORAL, FL, 33993
Active243 days on marketListed Dec 12, 2025MLS #A4675123
About this home
1423 NW 20TH TERRACE
Modern Elegance in NW Cape Coral – Seller Offering Closing Cost Assistance! Discover this stunning 3-bedroom, 2-bathroom home with a 2-cargarage, ideally located in the highly sought-after NW Cape Coral area. Designed for both comfort and functionality, this home features athoughtful split floor plan, providing privacy for families and guests alike. Step into the beautifully appointed kitchen, complete with granitecountertops, stainless steel appliances, built-in cabinetry, and a walk-in pantry for ample storage. A dedicated laundry room comes fullyequipped with a washer and dryer, plus extra closet space for effortless organization. Elegance flows throughout the home with sleek tileflooring, enhancing its modern appeal. The primary suite serves as a tranquil retreat, featuring a spacious walk-in closet and a luxurious ensuitebathroom with dual sinks for added convenience and style. Outside, enjoy meticulously maintained landscaping that enhances the property’scurb appeal and creates a serene outdoor environment. This prime NW Cape Coral location offers easy access to top-rated schools, parks,shopping, dining, and all that Cape Coral has. Making this incredible home an even better opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,597
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs CAPE CORAL
$219 vs $246
Days on market
243 vs 51 typical
Where $219/sqft sits among the 144 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33993 — neighborhood snapshot
Population
33,045
Median age
43.7
Median income
$89,220
Median home value
$319,500
Avg household
2.96
Households w/ children
3,468
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
57 of 144
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 293% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1423 NW 20TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$300,000
3024 NE 7TH PLACE · same community
4 bd · 2 ba · 1,617 sqft · $186/sqft · 47 DOM
Sold · Mar ’26$310,000
217 SW 43RD TERRACE · same community
3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM
Sold · Dec ’25$260,000
1813 SW 36TH TERRACE · same community
3 bd · 2 ba · 1,522 sqft · $171/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1423 NW 20TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1423 NW 20TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1423 NW 20TH TERRACE FAQs
What would the monthly payment be for 1423 NW 20TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1423 NW 20TH TERRACE?+
The most recent tax bill on record (2024) was $917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $349,900, this home is listed about 21% below the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1423 NW 20TH TERRACE?+
Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,900 runs 293% above the CAPE CORAL 33993 median.
02Time on market is leverage
243 days on market against a Cape Coral median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $369,900, now $349,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIERE PLUS REALTY COMPANY · Kevin O'Reilly. MLS #A4675123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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