12 LOON LANE, PLACIDA, FL, 33946
Active220 days on marketListed Dec 17, 2025MLS #A4675539
About this home
12 LOON LANE
Waterfront lot in Rotonda Meadows! Low HOA! CITY WATER & SEWER AVAILABLE!! Not in a zone requiring scrub jay mitigation per the county website 12/16/25 - please reconfirm during due diligence. Conveniently located to shopping, dining, banking and all that sunny Charlotte County has to offer. New construction is everywhere you look and you can be part of the action. Information about local builders is available upon request. Also great for self directed IRAs, 401Ks and other investment portfolios. 22.0 MILES TO THE ENGLEWOOD BEACH! Boca Grande and marinas Near this Location. 17th Street West Beach access in Boca Grande at 9 miles away; Placida Park and boat launch at 3.5 miles away; Don Pedro Island State Park being 6 miles away/10minute drive, and Gasparilla Island State Park in Boca Grande being 11 miles away.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Rotonda Meadows & Villas
Get to know Placida. See the full Placida guide →
Rotonda Meadows & Villas — neighborhood snapshot
Population
468
Median age
60
Median income
$71,012
Median home value
$562,300
Avg household
3
Households w/ children
35%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 LOON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$505,000
48 LARK DRIVE · same community
2 bd · 2 ba · 1,637 sqft · $308/sqft · 228 DOM
Sold · Jan ’26$425,000
27 MEADOWLARK LANE · same community
3 bd · 2 ba · 1,775 sqft · $239/sqft · 35 DOM
Sold · Sep ’25$358,900
43 BLUE HEN DRIVE · same community
3 bd · 2.5 ba · 1,924 sqft · $187/sqft · 206 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 LOON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 LOON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 LOON LANE FAQs
What would the monthly payment be for 12 LOON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $478/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 LOON LANE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 LOON LANE?+
The most recent tax bill on record (2025) was $709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 LOON LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $39,000, this home is listed about 94% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 LOON LANE?+
L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$39,000 runs 11% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
220 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Sean Seward, PA. MLS #A4675539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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