11 SHADY LANE, PALMETTO, FL, 34221
Active221 days on marketListed Dec 30, 2025MLS #A4676468
About this home
11 SHADY LANE
PRICE JUST REDUCED TO SELL IMMEDIATELY ** BEST VALUE IN PALMETTO UNDER 100K, YOU OWN A SHARE OF THE LAND VALUE IN THE COMMUNITY, AS THIS IS A CO-OP ** SELLER MOTIVATED ** QUIET AND SERENE LOCATION IN SOUGHT-AFTER LEISURE LAKES with LOW HOA FEES ** 2 BEDROOM, 2 BATH with an EXPANSIVE GREAT ROOM PLAN ** RECENTLY UPDATED WITH MODERN TOUCHES AND FRESH INTERIOR/EXTERIOR PAINT ** COMMUNITY POOL, GATED ENTRANCE AND FANTASTIC VIEWS AMONG THE SOARING TREES & GORGEOUS LAKE ** Look no further than the best value in Palmetto, listed under 100k with 2 bedrooms, 2 full baths while sitting in a gorgeous location inside Leisure Lakes. You will love the newer wood looking low maintenance flooring throughout the family area and huge primary suite. This home has been painted inside and out along with a fresh restore of the kitchen cabinets. Located just outside the family room is a screened patio area where you can enjoy cool Florida breezes and striking sunsets to the west (the patio faces west, carport faces east) Schedule your appointment to view today
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
768
Sqft
0.07 ac
Lot size
1971
Year built
One
Levels
$103
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−41.9%
$/sqft vs Palmetto actives
$103 vs $206
Days on market
221 vs 56 typical
Where $103/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
230 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 SHADY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$202,000
612 12TH STREET DRIVE W
2 bd · 1 ba · 816 sqft · $248/sqft · 2 DOM
Sold · Dec ’25$73,000
339 PEACE MANOR
1 bd · 1 ba · 624 sqft · $117/sqft · 68 DOM
Sold · Apr ’26$75,000
49 LEISURE WAY
1 bd · 1.5 ba · 620 sqft · $121/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11 SHADY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 SHADY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 SHADY LANE FAQs
What would the monthly payment be for 11 SHADY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $952/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 SHADY LANE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 SHADY LANE?+
The most recent tax bill on record (2025) was $1,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 SHADY LANE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $79,000, this home is listed about 80% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SHIRLEY INTERNATIONAL REALTY · Justin Shirley. MLS #A4676468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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