18790 MACGILL AVENUE, PORT CHARLOTTE, FL, 33948
Active195 days on marketListed Feb 1, 2026MLS #A4680219
About this home
18790 MACGILL AVENUE
Gulf Access Waterfront Lot. This is your opportunity to build your Florida dream home or keep as an incredible investment. Cleared, level land on a quiet street in an established Port Charlotte neighborhood with public water and sewer nearby. This affordable waterfront gem is located in a non-deed restricted community, giving you the freedom to fish, boat and enjoy the water from your own backyard. With plenty of shopping, dining and entertainment nearby plus the vibrant destinations of Punta Gorda, Englewood, North Port and Venice all within easy reach. Short distance to open water, with just one bridge to navigate. This lot is perfectly positioned for both relaxation and adventure.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,080 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,080/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 283% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18790 MACGILL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$227,000
18733 MACGILL AVENUE · same community
2 bd · 2 ba · 1,082 sqft · $210/sqft · 127 DOM
Sold · Feb ’26$304,500
18427 GOODMAN CIRCLE · same community
2 bd · 2 ba · 1,188 sqft · $256/sqft · 72 DOM
Sold · Jun ’26$380,000
4104 MUNSON STREET · same community
3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18790 MACGILL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18790 MACGILL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18790 MACGILL AVENUE FAQs
What would the monthly payment be for 18790 MACGILL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18790 MACGILL AVENUE?+
The most recent tax bill on record (2025) was $2,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $115,000, this home is listed about 65% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18790 MACGILL AVENUE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$115,000 runs 283% above the PORT CHARLOTTE 33948 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
195 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BEYOND REALTY LLC · Wendy Dowling. MLS #A4680219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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