1777 EMERALD COVE CIRCLE, CAPE CORAL, FL, 33991
Active189 days on marketListed Jan 31, 2026MLS #A4680738
About this home
1777 EMERALD COVE CIRCLE
A gem in Emerald Cove! Enjoy your Florida lifestyle in this well cared for tidy 3-bedroom 2-bathroom home. An easy living floor plan of almost 1,500 square feet under air on one level with the living room, kitchen and ensuite primary bedroom opening to the spacious lanai and views of the serene backyard and avocado tree. The windows are dressed in plantation shutters in the kitchen and primary bedroom and 2-inch slat blinds in the second and third bedrooms (2016). The front bedroom is light and bright viewing out to the manicured neighborhood with a new 2024 Pella impact glass double mulled window with arched transom. The home is equipped with accordion storm shutters (2017) and located outside of the floodplains for peace of mind. The light and fresh kitchen has abundant storage and counter space and was remodeled in 2016 and is finished with easy-care marble-look Cambria quartz countertops and subway tile backsplash. The stainless-steel updated appliance package has a French-door refrigerator with freezer drawer, and a newer 2023 range. The laundry room has upper cabinets, a large double closet with shelving, and the 2020 top-load washer and dryer stay with the home. The attached 2-car garage is a generous size to allow for beach gear, bicycles, and many other storage needs. The home’s exterior was repainted, gutters replaced, and lanai rescreened all in 2021. NEW HVAC 2025 and NEW HWH 2025. Roof is 2017. Emerald Cove is a gated community of 101 homes. The community features a heated pool overlooking Weatherly Lake, a lakefront beach, pier, gazebo with picnic tables, walking paths, and a playground. Weatherly Lake is part of the Cape Coral Chain of Lakes with access to a series of freshwater lakes and canals. Sidewalks and landscaped mediums add to the appeal of Emerald Cove. This is a well-managed community, and the Homeowners Association maintains high standards. Additionally, the community has many social events. What is more—the association fees are refreshingly low! This home is the perfect package and ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.14 ac
Lot size
2
Garage
2001
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs Cape Coral actives
$209 vs $249
Days on market
189 vs 50 typical
Where $209/sqft sits among the 334 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Emerald Cove
Get to know Cape Coral. See the full Cape Coral guide →
Emerald Cove — neighborhood snapshot
Population
424
Median age
43
Median income
$97,857
Median home value
$267,600
Avg household
3
Households w/ children
64%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
103 of 334
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1777 EMERALD COVE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
463 EMERALD COVE LOOP · same community
3 bd · 2 ba · 1,351 sqft · $207/sqft · 106 DOM
Sold · May ’26$395,000
290 SW FIELDSTONE COURT · same community
4 bd · 2 ba · 1,941 sqft · $204/sqft · 43 DOM
Sold · Feb ’26$535,000
830 Palm Tree Lane, Haverhill FL 33415 · same community
4 bd · 4.5 ba · 2,523 sqft · $212/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1777 EMERALD COVE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1777 EMERALD COVE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1777 EMERALD COVE CIRCLE FAQs
What would the monthly payment be for 1777 EMERALD COVE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill, the $262/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1777 EMERALD COVE CIRCLE?+
The association fee works out to $262 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1777 EMERALD COVE CIRCLE?+
The most recent tax bill on record (2025) was $1,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1777 EMERALD COVE CIRCLE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $310,000, this home is listed about 30% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 1777 EMERALD COVE CIRCLE?+
Skyline Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Cape Coral High School (high), Trafalgar Elementary School (elementary), Hector A. Cafferata Junior Elementary School (elementary), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
189 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Skyline Elementary School, Patriot Elementary School, Challenger Middle School, Cape Coral High School, Trafalgar Elementary School, Hector A. Cafferata Junior Elementary School, Ida S. Baker High School, Mariner Middle School, Mariner High School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $330,000, now $310,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WILLIAM RAVEIS - FLORIDA LLC · Allison Ficken. MLS #A4680738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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