16250 BANYAN AVENUE, PORT CHARLOTTE, FL, 33954
Active193 days on marketListed Feb 1, 2026MLS #A4680751
About this home
16250 BANYAN AVENUE
*GREAT OPPORTUNITY TO BUILD YOUR DREAM HOME IN PORT CHARLOTTE IN SWFL PARADISE!* NO HOA, NO DEED RESTRICTIONS, NO SCRUB JAY PERMIT NEEDED! This 0.4591-acre VACANT RESIDENTIAL LOT in PORT CHARLOTTE offers an EXCEPTIONAL OPPORTUNITY TO CREATE YOUR IDEAL LIVING SPACE! Perfectly situated for BUILDING A CUSTOM HOME, this VERY SPACIOUS PROPERTY measures 125 feet by 160 feet, providing a generous 20,000 sq ft OF LAND TO BRING YOUR VISION TO LIFE! Lot size is DOUBLE the minimum required, offering the opportunity to build ONE SPACIOUS single-family home or subdivide into TWO LOTS for two single-family residences (subject to local zoning and approvals). Surrounded by ESTALISHED HOMES, this property offers a prime setting to build a spacious residence or DESIGN A HOME WITH SEPARATE LIVING AREA for rental income potential to help offset expenses. The lot is RECTANGULAR and once CLEARED, it is READY FOR CONSTRUCTION: design a home with plenty of room for both INDOOR and OUTDOOR LIVING! This lot is situated in ZONE X, meaning NO FLOOD INSURANCE is required upon construction. Imagine waking up in your new home and stepping outside to enjoy the Florida sunshine and refreshing breezes. With ample space, you could create an outdoor paradise - whether it's a POOL, a GARDEN, or a BEAUTIFUL PATIO for ENTERTAINING FAMILY and FRIENDS. Whether you're looking to BUILD A CONTEMPORARY DESIGN with EXPANSIVE WINDOWS or create a LUSH GARDEN OASIS, this LOT'S SIZE offers both PRACTICAL and AESTHETIC ADVANTAGES, making it the IDEAL CANVAS for your DREAM PROPERTY! Located close to I-41 (Tamiami Trail), this lot provides EASY ACCESS to nearby amenities, schools, and recreational areas! It’s also in an ideal position for exploring Florida’s natural beauty and outdoor activities! The location is also HIGHLY ACCESSIBLE, with connections to the S Toledo-Blade Blvd. CORRIDOR leading to I-75, making travel easy whether you're heading NORTH toward Venice, Sarasota, or Tampa, or SOUTH to Fort Myers, Naples, or Marco Island. PUNTA GORDA AIRPORT is just 15 miles away, adding to the CONVENIENCE. DON'T MISS THIS CHANCE TO SECURE A VALUABLE PIECE OF LAND IN A PRIME LOCATION! WHETHER YOU ARE LOOKING TO BUILD A FOREVER HOME OR MAKE AN INVESTMENT FOR THE FUTURE, this lot offers THE PERFECT OPPORTUNITY FOR YOUR NEXT PROJECT! ACT NOW AND TURN YOUR DREAM INTO REALITY!!
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$538 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$538/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 16250 BANYAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$270,000
203 CAYUGA STREET · same community
3 bd · 2 ba · 1,417 sqft · $191/sqft · 2 DOM
Sold · Sep ’25$307,000
16198 ARCARO AVENUE · same community
3 bd · 2 ba · 1,469 sqft · $209/sqft · 98 DOM
Sold · Aug ’25$314,990
16281 ASHLAND AVENUE · same community
3 bd · 2 ba · 1,469 sqft · $214/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 16250 BANYAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16250 BANYAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16250 BANYAN AVENUE FAQs
What would the monthly payment be for 16250 BANYAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16250 BANYAN AVENUE?+
The most recent tax bill on record (2025) was $1,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $46,444, this home is listed about 86% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16250 BANYAN AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$46,444 runs 79% above the PORT CHARLOTTE 33954 median.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
193 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $55,000, now $46,444 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4680751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 16250 BANYAN AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →