3552 DWIGHT STREET, PORT CHARLOTTE, FL, 33981
Active187 days on marketListed Feb 6, 2026MLS #A4681623
About this home
3552 DWIGHT STREET
Build your dream home in the heart of Gulf Cove, one of Charlotte County’s most desirable waterfront communities. This prime homesite is ideally positioned just one street from the scenic Myakka River, offering the potential for water views when designed as a Key West–style or two-story residence. Enjoy the Florida lifestyle with optional HOA access to the private community boat ramp—your gateway to the Myakka River, Charlotte Harbor, and onward to the Gulf of Mexico. Gulf Cove also features a beautiful riverfront park with a playground, picnic areas, and convenient boat and trailer parking—perfect for weekends on the water or relaxed evenings watching the sunset. Location is everything, and this property delivers. You’re just minutes from everyday shopping and dining, approximately 20 minutes from the pristine beaches of Boca Grande, and about 12–15 minutes to the sugar-sand shores of Manasota Key. Whether you’re envisioning a full-time residence, a seasonal retreat, or an investment in a growing waterfront community, this is a rare opportunity to create something truly special in Gulf Cove.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3552 DWIGHT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$369,500
12430 MITCHELL TERRACE · same community
2 bd · 2 ba · 1,120 sqft · $330/sqft · 26 DOM
Sold · Jun ’26$365,000
2532 DIXON TERRACE · same community
2 bd · 2 ba · 1,128 sqft · $324/sqft · 4 DOM
Sold · Mar ’26$150,000
2549 KLASS TERRACE · same community
2 bd · 2 ba · 1,227 sqft · $122/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3552 DWIGHT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3552 DWIGHT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3552 DWIGHT STREET FAQs
What would the monthly payment be for 3552 DWIGHT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3552 DWIGHT STREET?+
The most recent tax bill on record (2025) was $456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $32,900, this home is listed about 90% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3552 DWIGHT STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Tanya Gutsu. MLS #A4681623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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