CENTURY 21 Edge

69 W 4TH STREET W UNIT 69-4, BRADENTON, FL, 34210

Active244 days on marketListed Feb 8, 2026MLS #A4681761

✦ Priced 73% below the BRADENTON 34210 medianPARADISE BAY ESTATES CO-OP

About this home

69 W 4TH STREET W UNIT 69-4

Welcome to Paradise Bay Estates, a unique opportunity to own a buildable lot in a highly desirable 55+ waterfront community. Ideally situated just 2 miles from Anna Maria Island, this property offers an exceptional combination of location, lifestyle, and potential. Whether you prefer to travel by car, boat, bicycle, or even take a leisurely walk, the beautiful beaches, restaurants, shops, and attractions of Anna Maria Island are conveniently close by. This buildable lot provides the opportunity to create a home designed specifically to suit your lifestyle and preferences. Contact the listing agent for a rendering showcasing a potential home design for this property and to envision what could be built here. Imagine creating your own Florida retreat where you can enjoy the relaxed coastal lifestyle you've been looking for, while also becoming part of an active and welcoming community. Paradise Bay Estates offers much more than simply a place to live. This is an active 55+ community with a variety of amenities, activities, and opportunities to connect with neighbors and friends. Residents can enjoy time at the community pool or unwind in the hot tub after a day spent exploring the surrounding area. Shuffleboard is another popular activity, providing a fun way to stay active and socialize with fellow residents. The community also offers a lively calendar of events and gatherings designed to bring residents together. From community events and potlucks to casual get-togethers, there are plenty of opportunities to meet your neighbors and enjoy the friendly atmosphere. Whether you're looking for an active social calendar or simply want the option to participate when you choose, Paradise Bay Estates provides an inviting community environment. One of the standout features of this community is its beautiful waterfront setting along Sarasota Bay. Water frontage adds a special dimension to the Florida lifestyle, providing residents with opportunities to enjoy the coastal surroundings and take in the beauty of the bay. The community boat ramp is an especially appealing feature for boating enthusiasts, making it convenient to get out on the water and enjoy everything the surrounding waterways afford. The location is another major advantage. Being only approximately 2 miles from Anna Maria Island means residents can easily enjoy world-class beaches, spectacular sunsets, local dining, shopping, and the laid-back island atmosphere whenever the mood strikes. At the same time, Paradise Bay Estates offers a community setting where residents can enjoy amenities, activities, and waterfront living away from the hustle and bustle of a busy resort area. This is an opportunity to build your own home in a 55+ waterfront community with an active lifestyle, community amenities, and an enviable location near Anna Maria Island. If you've been dreaming of a Florida home where recreation, relaxation, boating, and social activities are all close at hand, this buildable lot at Paradise Bay Estates deserves a closer look. Contact the listing agent today for additional information and to request the rendering of a potential home design. Come explore the possibilities and discover all that Paradise Bay Estates!

Facts & features

The home at a glance

0.04 ac

Lot size

Inside

Outside & construction

FacesNortheast

Community & fees

HOA fee$180/mo
Taxes (2024)$917/yr
PetsCats OK
CommunityPrivate Boat Ramp · Water Access · Deed Restrictions · Golf Carts OK · Pool · Waterfront Complex

Utilities & systems

UtilitiesBB/HS Internet Capable · Cable Available · Electricity Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$777 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$336
FHA mortgage insurance (est.)$25
Property tax — 2024 actual bill$76
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,995Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,995
Interest rate6.00%
Loan term

Estimated payment

$777/mo

Principal & interest$336
FHA mortgage insurance (est.)$25
Property taxes (actual bill)$76
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 64 min
Tampa Int’l Airport (TPA)≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% below the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Feb 8, 2026Listed at $57,000 · 244 days on market since

Reality check

What actually sold near 69 W 4TH STREET W UNIT 69-4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10315 W 5TH STREET UNIT 46-5Sold · May ’26

$63,888

10315 W 5TH STREET UNIT 46-5 · same community

2 bd · 1 ba · 0 sqft · 1 DOM

10315 CORTEZ ROAD W UNIT 71-4Sold · May ’26

$56,000

10315 CORTEZ ROAD W UNIT 71-4 · same community

1 bd · 1 ba · 340 sqft · $165/sqft · 411 DOM

10315 CORTEZ ROAD W UNIT 62-4Sold · Aug ’26

$55,000

10315 CORTEZ ROAD W UNIT 62-4 · same community

1 bd · 1 ba · 363 sqft · $152/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 69 W 4TH STREET W UNIT 69-4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 69 W 4TH STREET W UNIT 69-4 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

69 W 4TH STREET W UNIT 69-4 FAQs

What would the monthly payment be for 69 W 4TH STREET W UNIT 69-4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $777/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 69 W 4TH STREET W UNIT 69-4?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 69 W 4TH STREET W UNIT 69-4?+

The most recent tax bill on record (2024) was $917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 69 W 4TH STREET W UNIT 69-4?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $57,000, this home is listed about 85% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 69 W 4TH STREET W UNIT 69-4?+

Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WAGNER REALTY · Sandra Greiner, PA. MLS #A4681761.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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69 W 4TH STREET W UNIT 69-4, BRADENTON, FL — $57,000 | CENTURY 21 Edge