10427 LADYBUG COVE, PARRISH, FL, 34219
Active157 days on marketListed Feb 17, 2026MLS #A4681816
About this home
10427 LADYBUG COVE
Welcome home to this newly built and absolutely charming 3 bedroom 2 bathroom home in the sought after Summerwoods community of Parrish. This practically brand new home is perfectly sized and an ideal blend of low-maintenance living with a clean contemporary style. Modern comfort meets cozy living in this open floorplan layout. The heart of the home brings everyone together with a family room, kitchen, and dining area combination, creating the perfect space for everyday living and entertaining. Brand new laminate flooring adds a seamless look and durability to the space. The kitchen features granite counter tops, wood cabinetry and stainless steel appliances. Extra shelving has been added to the pantry and closets for additional storage. The primary bedroom, located in the rear of the home is a perfect owner's retreat, featuring a barn door entry to the en-suite bathroom and a large walk-in closet. All bedrooms are generously sized, and all three bedrooms have walk-in closets. Step outside onto your screened in lanai, where you’ll enjoy stunning full water views and daily visits from local wildlife on the expansive pond—Florida living at its finest! This amenity rich community offers low HOA's and convenient access to all that Parrish has to offer. The community features something for everyone with a huge resort style pool, splash pad, walking trails, and playground. Located just minutes from the new Publix at Market Walk, top-rated schools, parks, I-75, and US-301, with convenient access to Lakewood Ranch, Sarasota, Tampa and multiple world renowned beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,412
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,694 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,694/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Parrish actives
$230 vs $203
Days on market
157 vs 42 typical
Where $230/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
207 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10427 LADYBUG COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$369,000
10611 LADYBUG COVE · same community
4 bd · 3 ba · 2,261 sqft · $163/sqft · 37 DOM
Sold · Oct ’25$250,000
11507 84TH STREET CIRCLE E UNIT 102
3 bd · 2.5 ba · 1,420 sqft · $176/sqft · 134 DOM
Sold · Jun ’26$210,000
11526 84TH STREET CIRCLE E UNIT 103
3 bd · 2.5 ba · 1,396 sqft · $150/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10427 LADYBUG COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10427 LADYBUG COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10427 LADYBUG COVE FAQs
What would the monthly payment be for 10427 LADYBUG COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,694/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10427 LADYBUG COVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10427 LADYBUG COVE?+
The most recent tax bill on record (2024) was $5,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10427 LADYBUG COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $325,000, this home is listed about 23% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10427 LADYBUG COVE?+
Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PARRISH 34219 market on paper
$325,000 is 21% below the PARRISH 34219 median of $414,000.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
157 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $330,000, now $325,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Maleah Richey. MLS #A4681816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Parrish homes, in your inbox
Like 10427 LADYBUG COVE but not quite? A daily digest of every new listing in Parrish — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →