CENTURY 21 Edge
$360,000$420,0003 bd2 ba1,365 sqft$264 /sqft$2,916 /mo all-in ↓

10607 LADYBUG COVE, PARRISH, FL, 34219

Active434 days on marketListed May 16, 2025MLS #TB8386992

Priced 13% below the PARRISH 34219 medianReduced $60KSingle Family ResidenceSUMMERWOODS PH IV-C

About this home

10607 LADYBUG COVE

This captivating single-story house is ready for you to own! Located at the front of the home, are 2 secondary bedrooms each complete with a sizeable walk-in closet. The open concept kitchen and great room, lead out to the covered patio for an ideal place to host family dinners! The upgraded kitchen includes granite countertops, an island, and a stainless-steel appliance package. Positioned at the rear of the home for added privacy, is the primary bedroom with a connecting bath that includes a linen closet, a walk-in shower. Community offers convenient access to US-301, I-75 and I-275

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,365

Sqft

0.12 ac

Lot size

2

Garage

2023

Year built

One

Levels

$264

Per sqft

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorThermostat
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorHurricane Shutters · Lighting

Community & fees

HOA fee$11/mo
Taxes (2024)$5,603/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,916 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$467
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,916/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$467
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$299KedgeAI estimate $314,791 · range $312K$316K$374K

vs edgeAI estimate

+14.4%

$/sqft vs Parrish actives

$264 vs $204

Days on market

434 vs 42 typical

Where $264/sqft sits among the 400 Parrish actives

98
109
83
60
19 · this home
31
$154–180$180–205$205–231$231–257$257–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parrish

Map of 10607 LADYBUG COVE

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

PARRISH 34219 — neighborhood snapshot

Population

30,220

Median age

46.1

Median income

$104,258

Median home value

$420,400

Avg household

2.68

Households w/ children

2,981

For the school run

Manatee County School District

HighParrish Community High School★★★★★
ElementaryBarbara A Harvey Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

203 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $60K
May 16, 2025Listed at $420,000 · 434 days on market since
2023Built · SUMMERWOODS PH IV-C

Reality check

What actually sold near 10607 LADYBUG COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10611 LADYBUG COVESold · Aug ’25

$369,000

10611 LADYBUG COVE · same community

4 bd · 3 ba · 2,261 sqft · $163/sqft · 37 DOM

11526 84TH STREET CIRCLE E UNIT 103Sold · Jun ’26

$210,000

11526 84TH STREET CIRCLE E UNIT 103

3 bd · 2.5 ba · 1,396 sqft · $150/sqft · 182 DOM

11507 84TH STREET CIRCLE E UNIT 102Sold · Oct ’25

$250,000

11507 84TH STREET CIRCLE E UNIT 102

3 bd · 2.5 ba · 1,420 sqft · $176/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 10607 LADYBUG COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10607 LADYBUG COVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10607 LADYBUG COVE FAQs

What would the monthly payment be for 10607 LADYBUG COVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,916/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10607 LADYBUG COVE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10607 LADYBUG COVE?+

The most recent tax bill on record (2024) was $5,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10607 LADYBUG COVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $360,000, this home is listed about 15% below the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 10607 LADYBUG COVE?+

Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PARRISH 34219 market on paper

$360,000 is 13% below the PARRISH 34219 median of $414,000.

02Time on market is leverage

434 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $420,000, now $360,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Jose Rodriguez. MLS #TB8386992.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10607 LADYBUG COVE, PARRISH, FL — 3 Bed, 2 Bath — $360,000 | CENTURY 21 Edge