CENTURY 21 Edge
$10,5003 bd2.5 ba2,293 sqft$5 /sqft$236 /mo all-in ↓

16408 PEBBLE RIDGE DRIVE, BRADENTON, FL, 34211

Active174 days on marketListed Feb 12, 2026MLS #A4682364

Priced 97% below the BRADENTON 34211 medianPrivate poolFully furnishedSingle Family ResidenceSAPPHIRE POINT PH IIIB

About this home

16408 PEBBLE RIDGE DRIVE

Seasonal Rental Only: Experience refined seasonal living in the heart of Lakewood Ranch. This beautifully appointed 3-bedroom, 2.5-bath residence offers a private heated pool and spa set against tranquil lake views, delivering the privacy and serenity seasonal residents seek. Designed with an emphasis on light and openness, the home features a flowing open floor plan with expansive sliders that frame the pool and water beyond. The interior is bright, airy, and thoughtfully arranged for effortless indoor-outdoor living. The spacious primary suite offers peaceful privacy and a well-appointed ensuite bath, while two additional guest bedrooms provide comfortable accommodations for extended stays. A convenient half bath enhances functionality for guests. Outdoors, the screened lanai becomes your personal retreat — ideal for morning coffee overlooking the lake, afternoons lounging poolside, and evenings relaxing in the spa as the sun sets across the water. Nearby Amenities • Lakewood National Golf Club – approx. 5 minutes • The Mall at University Town Center (UTC) – approx. 15–18 minutes • Waterside Place – approx. 15 minutes • Downtown Sarasota – approx. 30 minutes • SRQ Airport – approx. 25 minutes • Gulf Beaches – approx. 35–40 minutes Seasonal Terms • 90-day minimum stay required • In-Season: $10,500/month + taxes & fees • Off-Season: $6,000/month + taxes & fees

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,293

Sqft

0.26 ac

Lot size

2

Garage

2023

Year built

One

Levels

$5

Per sqft

Private poolFurnished

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

Community & fees

PetsDogs OK, Size Limit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$236 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$62
FHA mortgage insurance (est.)$5
Est. property taxes (1.1%/yr)$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $368Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $368
Interest rate6.00%
Loan term

Estimated payment

$236/mo

Principal & interest$62
FHA mortgage insurance (est.)$5
Est. property taxes$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$5 vs $248

Days on market

174 vs 55 typical

Where $5/sqft sits among the 400 Bradenton actives

6 · this home
73
138
102
42
39
$5–90$90–176$176–262$262–348$348–433$433+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 16408 PEBBLE RIDGE DRIVE

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$421K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Feb 12, 2026Listed at $10,500 · 174 days on market since
2023Built · SAPPHIRE POINT PH IIIB

Reality check

What actually sold near 16408 PEBBLE RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16419 PEBBLE RIDGE DRIVESold · Jul ’26

$785,000

16419 PEBBLE RIDGE DRIVE · same community

5 bd · 4.5 ba · 3,586 sqft · $219/sqft · 8 DOM

5470 SILVERSIDE PINE COURTSold · Jun ’26

$1,330,000

5470 SILVERSIDE PINE COURT · same community

6 bd · 5.5 ba · 5,323 sqft · $250/sqft · 94 DOM

17728 POLO TRAILSold · Sep ’25

$655,000

17728 POLO TRAIL

4 bd · 2 ba · 2,268 sqft · $289/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16408 PEBBLE RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16408 PEBBLE RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16408 PEBBLE RIDGE DRIVE FAQs

What would the monthly payment be for 16408 PEBBLE RIDGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 16408 PEBBLE RIDGE DRIVE?+

The listing reports pets: Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $10,500, this home is listed about 97% below the Bradenton median of $389,850. The market section on this page shows how the area is trending.

Which schools are assigned to 16408 PEBBLE RIDGE DRIVE?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON 34211 market on paper

$10,500 is 97% below the BRADENTON 34211 median of $408,938, and at $5/sqft it sits under the Bradenton average of $263.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

174 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PMI SOUTHWEST FLORIDA · David Holt. MLS #A4682364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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