18702 ARAPAHOE CIRCLE, PORT CHARLOTTE, FL, 33948
Active173 days on marketListed Feb 21, 2026MLS #A4682459
About this home
18702 ARAPAHOE CIRCLE
TRUE SAILBOAT ACCESS | NO FIXED BRIDGES | BRAND-NEW WATERFRONT HOME Brand-new waterfront home with true sailboat access and a thoughtfully designed 4-bedroom, 3.5-bath split-bedroom floor plan. Offering 2,474 square feet of living space, the home combines clean architectural lines with elevated finishes and a layout designed for both comfortable everyday living and entertaining. Inside, 12-foot ceilings and tray ceiling details create a spacious, light-filled atmosphere, while water views add to the home’s coastal setting. The open-concept living, dining, and kitchen areas are anchored by a chef’s kitchen featuring premium Bosch appliances and a striking waterfall-edge island. The split-bedroom layout offers privacy and flexibility, including a private guest suite that functions well as a second primary suite. The owner’s suite features dual walk-in closets, a freestanding soaking tub, a spacious walk-in shower, and direct access to the expansive lanai. Designed for waterfront living, the outdoor space includes an outdoor kitchen and views of the canal. With no fixed bridges and no HOA or CDD fees, the property offers excellent boating access and the freedom to enjoy the waterfront lifestyle without the restrictions of an association. Additional features include a heavy-duty metal roof, impact windows, spray-foam insulation, an oversized EV-ready garage with an epoxy floor, newer concrete seawall, and professionally designed landscape lighting. Move-in ready and completed without the wait of new construction. ***Note: One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,474
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,232 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,232/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+73.5%
$/sqft vs PORT CHARLOTTE SEC 079
$485 vs $266
Days on market
173 vs 60 typical
Where $485/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3897% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18702 ARAPAHOE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$879,000
19199 ALMADYDE COURT · same community
3 bd · 3.5 ba · 2,778 sqft · $316/sqft · 6 DOM
Sold · Feb ’26$819,950
18610 AYRSHIRE CIRCLE · same community
3 bd · 2 ba · 2,114 sqft · $388/sqft · 24 DOM
Sold · Sep ’25$580,000
18610 FORT SMITH CIRCLE · same community
3 bd · 3 ba · 2,055 sqft · $282/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18702 ARAPAHOE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18702 ARAPAHOE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18702 ARAPAHOE CIRCLE FAQs
What would the monthly payment be for 18702 ARAPAHOE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,232/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18702 ARAPAHOE CIRCLE?+
The most recent tax bill on record (2025) was $1,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18702 ARAPAHOE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,199,000, this home is listed about 263% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18702 ARAPAHOE CIRCLE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,000 runs 3897% above the PORT CHARLOTTE 33948 median — but at 2,474 sqft it's also 51% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
173 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,350,000, now $1,199,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Hanine Jaraiseh. MLS #A4682459.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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