14659 DERNA TERRACE, BRADENTON, FL, 34211
Active161 days on marketListed Feb 25, 2026MLS #A4682925
About this home
14659 DERNA TERRACE
AMAZING NEW PRICE OF $659,000 PLUS A $17k 2026 GOLF CART INCLUDED - Because life at Esplanade at Azario should start the moment you close. BEAUTIFULLY UPGRADED, MOVE-IN READY, GOLF DEEDED HOME. WHY BUILD WHEN THIS EXISTS? GAS-HEATED POOL & SPA, 24KW WHOLE-HOUSE GENERATOR AND SO MUCH MORE!! New construction here means months of waiting, costly upgrades, and landscaping that hasn't grown in yet. This home is done — right down to the programmable multicolor pool cage lighting that turns the backyard magical every evening. A deeded golf membership, gas-heated pool and spa, and now a golf cart ready to roll on day one, under $660,000 in one of Lakewood Ranch's most sought-after gated communities — that's rare. Add a 1% lender credit through our preferred lender, and the value is undeniable. This Roma floor plan is elevated far beyond builder standard. Illuminated landscaping wraps three sides of the property, making it as stunning at night as by day. Inside, wood-look plank tile runs throughout the main living areas, with upgraded lighting, ceiling fans, 8-foot doors, pocket doors, and a floor outlet for flexible furniture placement. The designer kitchen has GE Café stainless appliances, a gas range, French door refrigerator with hot water dispenser, quartz counters, New Haven soft-close cabinetry, under-cabinet lighting, pull-out shelving, tile backsplash, a spacious pantry, and a reverse osmosis system that conveys. The primary suite is a true retreat: bay window, walk-in closet, dual vanities, frameless glass shower, and private water closet. The den enjoys extra light through a transom window, while the guest bedroom and bath sit privately — perfect for visitors or a home office. The extended paver lanai is where this home shines: a gas-heated pool and spa with a 400K BTU heater upgrade for year-round use, plus programmable multicolor lighting that transforms the space after dark. A natural gas line is ready for outdoor grilling. New soil, fresh landscaping, and refreshed interior paint make this home truly turnkey. PEACE OF MIND: A 24kW Generac whole-house generator with a 7-year warranty means storm season is one less worry. Also included: hurricane-impact glass front door with sidelight, extended garage with epoxy flooring, attic pull-down stairs, laundry room with cabinetry and sink, and a paver driveway. THE ESPLANADE AT AZARIO LIFESTYLE Your Premier Golf Membership unlocks an 18-hole championship course, Aqua driving range, and pro shop — plus the Bunker Bar, resort-style pool with Bahama Bar, full-service spa, Barrel House Bistro, Olive & Vine café, culinary center, fitness center, tennis, pickleball, bocce, dog parks, walking trails, and a full-time activities director. HOA covers all lawn maintenance — resort living, truly maintenance-free. Golf in the morning. Pool in the afternoon. Dinner at the Bistro in the evening — now with your own cart to get you there. A full price offer brings home the cart. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,678
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,354 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,354/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs AZARIO ESPLANADE PH II SUBPH C-O
$393 vs $392
Days on market
161 vs 55 typical
Where $393/sqft sits among the 6 homes for sale in AZARIO ESPLANADE PH II SUBPH C-O
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
AZARIO ESPLANADE PH II SUBPH C-O have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 14659 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
4727 MOTTA COURT · same community
2 bd · 2 ba · 1,678 sqft · $343/sqft · 149 DOM
Sold · Nov ’25$412,000
4769 TORTONA COURT · same community
2 bd · 2 ba · 1,558 sqft · $264/sqft · 547 DOM
Sold · Sep ’25$420,000
4734 TORTONA COURT · same community
2 bd · 2 ba · 1,533 sqft · $274/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14659 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14659 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14659 DERNA TERRACE FAQs
What would the monthly payment be for 14659 DERNA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,354/mo — principal and interest, the actual property-tax bill, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14659 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14659 DERNA TERRACE?+
The most recent tax bill on record (2024) was $7,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14659 DERNA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $659,000, this home is listed about 69% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14659 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$659,000 runs 61% above the BRADENTON 34211 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
161 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Tina Clements. MLS #A4682925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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