7796 LAKES EDGE LANE, PORT CHARLOTTE, FL, 33981
Active174 days on marketListed Feb 20, 2026MLS #A4683376
About this home
7796 LAKES EDGE LANE
Welcome to paradise! Where brand-new luxury meets the waterfront lifestyle of your dreams. Built in 2025 and never lived in, this pristine 4-bedroom residence in the coveted Harbor East community of Port Charlotte offers an exceptional opportunity to own untouched new construction with tranquil water views and direct access to Charlotte Harbor and the Gulf of Mexico. From the moment you enter, you’ll appreciate the light-filled open-concept design, soaring ceilings, and seamless flow between the living, dining, and kitchen spaces, perfectly curated for both elegant entertaining and relaxed coastal living. Every detail reflects modern sophistication while providing a warm, inviting atmosphere. Step outside and imagine designing your own private resort-style retreat. With ample room to build the custom pool of your choosing, the backyard becomes a blank canvas ready to transform into your personal oasis under the Florida sun. Harbor East is a boater’s haven, offering convenient access to Charlotte Harbor and the Gulf — ideal for sunset cruises, world-class fishing, waterfront dining, and island adventures. Combine this unbeatable location with 2025 construction and the rare advantage of a home that has never been occupied, and you have a truly extraordinary opportunity. This is more than a home, it’s a fresh beginning, a waterfront sanctuary, and a lifestyle reserved for those who expect the best. *****PROPERTY IS LOCATED IN FLOOD ZONE X (buyer to verify insurance requirements with lender and insurer) ***** Home has a 1 year building warranty, so there is 10 months left of the warranty.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,328
Sqft
0.24 ac
Lot size
3
Garage
2025
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,561 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,561/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.3%
$/sqft vs Port Charlotte actives
$292 vs $208
Days on market
174 vs 60 typical
Where $292/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
193 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1642% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7796 LAKES EDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$440,000
7785 LAKES EDGE LANE · same community
3 bd · 3 ba · 2,201 sqft · $200/sqft · 0 DOM
Sold · Dec ’25$539,000
7802 LAKES EDGE LANE · same community
3 bd · 3 ba · 2,650 sqft · $203/sqft · 0 DOM
Sold · Jan ’26$590,000
7790 LAKES EDGE LANE · same community
3 bd · 3 ba · 2,676 sqft · $220/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7796 LAKES EDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7796 LAKES EDGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7796 LAKES EDGE LANE FAQs
What would the monthly payment be for 7796 LAKES EDGE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,561/mo — principal and interest, the actual property-tax bill, the $301/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7796 LAKES EDGE LANE?+
The association fee works out to $301 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7796 LAKES EDGE LANE?+
The most recent tax bill on record (2025) was $2,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7796 LAKES EDGE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $679,500, this home is listed about 106% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7796 LAKES EDGE LANE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$679,500 runs 1642% above the PORT CHARLOTTE 33981 median — but at 2,328 sqft it's also 42% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
174 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · William Pilger, Jr.. MLS #A4683376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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