CENTURY 21 Edge
$439,000$549,0002 bd2 ba1,179 sqft$372 /sqft$3,125 /mo all-in ↓

600 MANATEE AVENUE UNIT 116, HOLMES BEACH, FL, 34217

Active183 days on marketListed Mar 21, 2026MLS #A4683381

Priced 63% below the HOLMES BEACH 34217 medianReduced $110KCondominiumWESTBAY COVE I

About this home

600 MANATEE AVENUE UNIT 116

OWNER VERY MOTIVATED !! West Bay Cove in Holmes Beach! This fully updated condo is being offered turnkey furnished, making it an ideal vacation getaway, income-producing rental, or full-time home in paradise.PICKLE BALL ! The bright corner layout offers open, inviting living spaces and a peaceful setting overlooking the pool, creating the perfect spot to unwind after a day at the beach. Thoughtful updates throughout give the home a fresh, coastal feel that’s ready to enjoy from day one. Westbay Cove is a beautifully maintained waterfront community on the Intracoastal Waterway with stunning Tampa Bay views, lush tropical landscaping, two heated pools, and tennis court. Just a couple of blocks to the beach and close to the trolley line, pier, local dining, and shopping—with convenient on and off island access. Don’t miss your chance to own a slice of Anna Maria Island.Walk to Publix, Shopping, Dining and the Gulf!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,179

Sqft

0 ac

Lot size

1977

Year built

One

Levels

$372

Per sqft

Pool viewTurnkeyPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDisposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofBuilt-Up · Shingle
ConstructionBlock
FoundationSlab
ViewPool
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$2,241/yr
PetsYes
CommunityWater Access · Waterfront · Buyer Approval Required · Community Mailbox · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,125 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$187
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,125/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$187
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $740,315 · range $631K$887K$922K

vs edgeAI estimate

−40.7%

$/sqft vs Holmes Beach actives

$372 vs $915

Days on market

183 vs 150 typical

Where $372/sqft sits among the 83 Holmes Beach actives

8 · this home
14
21
16
10
14
$372–558$558–744$744–929$929–1115$1115–1300$1300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$1.1M$963K

Holmes Beach median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

42 of 83

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $110K
Mar 21, 2026Listed at $549,000 · 183 days on market since
1977Built · WESTBAY COVE I

Reality check

What actually sold near 600 MANATEE AVENUE UNIT 116

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

600 MANATEE AVENUE UNIT 230Sold · Sep ’26

$475,000

600 MANATEE AVENUE UNIT 230 · same community

2 bd · 2 ba · 1,179 sqft · $403/sqft · 13 DOM

600 MANATEE AVENUE UNIT 210Sold · Apr ’26

$690,000

600 MANATEE AVENUE UNIT 210 · same community

2 bd · 2 ba · 1,179 sqft · $585/sqft · 1 DOM

600 MANATEE AVENUE UNIT 106Sold · Apr ’26

$640,000

600 MANATEE AVENUE UNIT 106 · same community

2 bd · 2 ba · 1,179 sqft · $543/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 600 MANATEE AVENUE UNIT 116 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 600 MANATEE AVENUE UNIT 116 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

600 MANATEE AVENUE UNIT 116 FAQs

What would the monthly payment be for 600 MANATEE AVENUE UNIT 116?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 600 MANATEE AVENUE UNIT 116?+

The most recent tax bill on record (2025) was $2,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 600 MANATEE AVENUE UNIT 116?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $439,000, this home is listed about 66% below the Holmes Beach median of $1,287,500. The market section on this page shows how the area is trending.

Which schools are assigned to 600 MANATEE AVENUE UNIT 116?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HOLMES BEACH 34217 market on paper

$439,000 is 63% below the HOLMES BEACH 34217 median of $1,184,000, and at $372/sqft it sits under the Holmes Beach average of $939.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $549,000, now $439,000 — a $110K cut. The full history is in the market section below.

Listing courtesy of BOYD REALTY · Brenda Boyd May. MLS #A4683381.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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