CENTURY 21 Edge
$1,399,000$1,450,000$9,705 /mo all-in ↓

712 PALMA SOLA BOULEVARD, BRADENTON, FL, 34209

Active167 days on marketListed Feb 23, 2026MLS #A4683516

Reduced $51KWaterfrontPALMA SOLA PARK

About this home

712 PALMA SOLA BOULEVARD

An extraordinary opportunity to own over 26,000 square feet of prime waterfront property in the beautiful coveted Palma Sola, directly on the sparkling waters of Palma Sola Bay. With more than 100 feet of waterfront frontage, this expansive homesite offers breathtaking, unobstructed views of the Bay — delivering unforgettable sunset skies night after night throughout the year. This oversized lot provides the perfect canvas to build your custom waterfront estate. Design the dream home you've always imagined, with a resort-style pool, expansive outdoor living spaces, and panoramic water views from nearly every room. There’s ample room to create one of the most spectacular backyard retreats on the bay. Boating enthusiasts will appreciate the ability to build a private dock with lift, keeping your dream boat just steps from your door and offering direct access to open water for sunset cruises, fishing adventures, or Gulf excursions. Location is everything — and this property delivers. You’re just minutes from the world-renowned beaches of Anna Maria Island, known for their powdery white sand and turquoise waters. Enjoy easy access to the island’s charming shops, waterfront dining, and laid-back coastal lifestyle. Commuting and travel are effortless with convenient access to Tampa, while also being close to the vibrant energy and exciting growth of downtown Bradenton. From boutique shopping and local restaurants to arts, culture, and entertainment, everything you need is within reach. Rarely does a waterfront lot of this size, frontage, and prime location become available. Create your legacy property in one of Florida’s most picturesque and well-connected coastal settings.

Facts & features

The home at a glance

0.6 ac

Lot size

Waterfront

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2024)$17,661/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,705 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2024 actual bill$1,472
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,705/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$1,472
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palma Sola Park

Map of 712 PALMA SOLA BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Palma Sola Park — neighborhood snapshot

Population

902

Median age

60

Median income

$88,950

Median home value

$440,500

Avg household

2

Households w/ children

30%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryPalma Sola Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 428% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,399,000 $51K
Feb 23, 2026Listed at $1,450,000 · 167 days on market since

Reality check

What actually sold near 712 PALMA SOLA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

613 CASABELLA DRIVESold · Jan ’26

$400,000

613 CASABELLA DRIVE · same community

4 bd · 2 ba · 1,525 sqft · $262/sqft · 28 DOM

7807 SENRAB DRIVESold · May ’26

$536,000

7807 SENRAB DRIVE · same community

2 bd · 2 ba · 1,626 sqft · $330/sqft · 26 DOM

7611 MANATEE AVENUE WSold · Sep ’25

$425,000

7611 MANATEE AVENUE W · same community

3 bd · 2 ba · 1,716 sqft · $248/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 712 PALMA SOLA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 712 PALMA SOLA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

712 PALMA SOLA BOULEVARD FAQs

What would the monthly payment be for 712 PALMA SOLA BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,705/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 712 PALMA SOLA BOULEVARD?+

The most recent tax bill on record (2024) was $17,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $1,399,000, this home is listed about 259% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 712 PALMA SOLA BOULEVARD?+

Martha B. King Middle School (middle), Palma Sola Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,399,000 runs 428% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

167 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,450,000, now $1,399,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of ANNA MARIA LIFE REAL ESTATE · Billi Gartman. MLS #A4683516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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