3959 LAKE BAYSHORE DRIVE UNIT F 412, BRADENTON, FL, 34205
Active157 days on marketListed Mar 15, 2026MLS #A4683840
About this home
3959 LAKE BAYSHORE DRIVE UNIT F 412
Enjoy affordable Florida living in a prime location at Bayshore on the Lake, where peaceful lake views and poolside scenery set the tone for relaxed living. This desirable 4th-floor, 2-bedroom, 1-bath condo offers 912 sq ft of easy, low-maintenance comfort. The screened patio—overlooking both the community pool and lake—is accessed from sliding glass doors in the great room and primary bedroom, filling the home with natural light and enhancing the open, airy feel. Located in an active 55+ community, residents enjoy a heated pool, fishing pier, and clubhouse designed for social connection and leisure. Conveniently situated near shopping, dining, and just minutes from the Gulf beaches, this residence delivers the ideal blend of comfort, convenience, and value. Relaxed, affordable Florida living starts here.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
912
Sqft
2.92 ac
Lot size
1978
Year built
One
Levels
$99
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs Bradenton actives
$99 vs $245
Days on market
157 vs 56 typical
Where $99/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
236 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3959 LAKE BAYSHORE DRIVE UNIT F 412
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$75,000
3993 LAKE BAYSHORE DRIVE UNIT F513 · same community
2 bd · 1 ba · 912 sqft · $82/sqft · 350 DOM
Sold · Apr ’26$54,000
1106 51ST AVENUE W
2 bd · 1 ba · 890 sqft · $61/sqft · 18 DOM
Sold · Jun ’26$75,000
403 52ND AVENUE PLAZA W
2 bd · 1 ba · 846 sqft · $89/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3959 LAKE BAYSHORE DRIVE UNIT F 412 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3959 LAKE BAYSHORE DRIVE UNIT F 412 — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3959 LAKE BAYSHORE DRIVE UNIT F 412 FAQs
What would the monthly payment be for 3959 LAKE BAYSHORE DRIVE UNIT F 412?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3959 LAKE BAYSHORE DRIVE UNIT F 412?+
The most recent tax bill on record (2025) was $1,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3959 LAKE BAYSHORE DRIVE UNIT F 412?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $90,000, this home is listed about 77% below the Bradenton median of $394,500. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$90,000 is 77% below the Bradenton median of $394,500, and at $99/sqft it sits under the Bradenton average of $266.
02Time on market is leverage
157 days on market against a Bradenton median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $115,000, now $90,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Brenda Moore. MLS #A4683840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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