CENTURY 21 Edge
$350,000$365,0003 bd2 ba1,502 sqft$233 /sqft$2,704 /mo all-in ↓

1813 5TH STREET W, PALMETTO, FL, 34221

Active161 days on marketListed Mar 3, 2026MLS #A4684580

Priced 7% below the PALMETTO 34221 medianReduced $15KSingle Family ResidenceCOURTNEYS RESUB

About this home

1813 5TH STREET W

Reduced. Come see this delightful, light and bright updated 3 bedroom, 2 bathroom home in historical west palmetto. Open floor plan with kitchen, dining and living room all flowing together. if you love to cook but hate too many appliances on the counter, you'll love that the stove has a built-in air fryer and dehydrator for whatever you feel like cooking. This home is close to all kinds of activities and shopping plus a short walk to the water. Recent upgrades include flooring, new roof 2025, new a/c and new front windows. Large, fenced back yard where you can relax and enjoy privacy or let you dog run free. Make an appointment today before this gem is gone!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,502

Sqft

0.2 ac

Lot size

1953

Year built

One

Levels

$233

Per sqft

Inside

FlooringReclaimed Wood
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesNorth
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2024)$3,951/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,704 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$329
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,704/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$329
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$271KedgeAI estimate $332,716 · range $282K$422K$439K

vs edgeAI estimate

+5.2%

$/sqft vs Palmetto actives

$233 vs $205

Days on market

161 vs 59 typical

Where $233/sqft sits among the 400 Palmetto actives

96
148
70 · this home
35
17
34
$122–173$173–224$224–276$276–327$327–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto Historic District

Map of 1813 5TH STREET W inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Palmetto Historic District — neighborhood snapshot

Population

2,006

Median age

46

Median income

$74,759

Median home value

$249,458

Avg household

3

Households w/ children

180

For the school run

Manatee County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$359K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

229 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $15K
Mar 3, 2026Listed at $365,000 · 161 days on market since
1953Built · COURTNEYS RESUB

Reality check

What actually sold near 1813 5TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

808 3RD AVENUE W UNIT 205Sold · Mar ’26

$360,000

808 3RD AVENUE W UNIT 205

2 bd · 2 ba · 1,514 sqft · $238/sqft · 313 DOM

808 3RD AVENUE W UNIT 805Sold · Jun ’26

$419,000

808 3RD AVENUE W UNIT 805

2 bd · 2 ba · 1,514 sqft · $277/sqft · 146 DOM

415 21ST STREET WSold · Sep ’25

$399,900

415 21ST STREET W

3 bd · 2 ba · 1,572 sqft · $254/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1813 5TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1813 5TH STREET W — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1813 5TH STREET W FAQs

What would the monthly payment be for 1813 5TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,704/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1813 5TH STREET W?+

The most recent tax bill on record (2024) was $3,951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palmetto?+

At $350,000, this home is listed about 12% below the Palmetto median of $398,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1813 5TH STREET W?+

Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALMETTO 34221 market on paper

$350,000 is 7% below the PALMETTO 34221 median of $374,800.

02Time on market is leverage

161 days on market against a Palmetto median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $365,000, now $350,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of EXIT KING REALTY · Jennifer Sciarappa Eaton. MLS #A4684580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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