7608 RIO BELLA, BRADENTON, FL, 34201
Active199 days on marketListed Mar 5, 2026MLS #A4684599
About this home
7608 RIO BELLA
PRICE ADJUSTMENT - JUST REDUCED - SINGLE FAMILY POOL HOME in RIVA TRACE. Low HOA FES, NO CDD. WELCOME HOME to this beautifully maintained 2-bedroom, 2-bath single-family home featuring a 2-car garage, private den, and sparkling pool, located in a highly desirable gated community with kayak and small boat launch access. The home has been tastefully decorated with updated amenities throughout. Excellent opportunity to have that "dream" second home in Florida. Inside, the home offers an open and inviting layout with tile flooring throughout, carpet in both bedrooms and an abundance of natural light. The kitchen is well-appointed with granite countertops, ample cabinetry, and plenty of prep space, making it perfect for both everyday living and entertaining. Owner will consider a long term lease. The versatile den provides the ideal space for a home office, reading room, or additional guest area. The spacious primary suite offers comfort and privacy with an en-suite bathroom and generous closet space. Step outside to your private pool area, perfect for relaxing, entertaining, or enjoying Florida’s beautiful weather year-round. Located in a secure gated community, residents enjoy access to a kayak and boat launch, making it easy to explore nearby waterways and enjoy an active outdoor lifestyle. Don’t miss this opportunity to enjoy comfortable living, and local recreations all in one beautiful property. Conveniently located to downtown Sarasota, SRQ Airport, UTC Mall, Benderson Park and local restaurants.Come view your future home at Riva Trace.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,787
Sqft
0 ac
Lot size
2
Garage
2013
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,563 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,563/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.4%
$/sqft vs Bradenton actives
$313 vs $241
Days on market
199 vs 56 typical
Where $313/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riva Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Riva Trace — neighborhood snapshot
Population
167
Median age
56
Median income
$120,826
Median home value
$557,800
Avg household
2
Households w/ children
14%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
253 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the BRADENTON 34201 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7608 RIO BELLA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$640,000
7215 SAN MIGUEL COVE · same community
2 bd · 2 ba · 2,061 sqft · $311/sqft · 8 DOM
Sold · Apr ’26$535,000
6417 ADDINGTON PLACE
2 bd · 2 ba · 1,707 sqft · $313/sqft · 95 DOM
Sold · Apr ’26$407,000
8035 ST SIMONS STREET UNIT 8035
2 bd · 2 ba · 1,664 sqft · $245/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7608 RIO BELLA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7608 RIO BELLA — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7608 RIO BELLA FAQs
What would the monthly payment be for 7608 RIO BELLA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7608 RIO BELLA?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7608 RIO BELLA?+
The most recent tax bill on record (2025) was $7,226. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7608 RIO BELLA?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $559,000, this home is listed about 43% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7608 RIO BELLA?+
Braden River Middle School (middle), Braden River High School (high), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$559,000 runs 90% above the BRADENTON 34201 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
199 days on market against a Bradenton median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Braden River Middle School, Braden River High School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $599,000, now $559,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Peg Schmitt. MLS #A4684599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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