CENTURY 21 Edge
$12,750,0003 bd3.5 ba4,967 sqft$2,567 /sqft$66,889 /mo all-in ↓

1561 GULF OF MEXICO DRIVE UNIT 404, LONGBOAT KEY, FL, 34228

Active7 days on marketListed Sep 14, 2026MLS #A4684683

WaterfrontFully furnishedCondo - HotelST. REGIS LONGBOAT KEY

About this home

1561 GULF OF MEXICO DRIVE UNIT 404

Presented in the most coveted beachfront enclave at The St. Regis Longboat Key Resort, this is a rare opportunity to own a spectacular residence in the prestigious Armand building — the closest to the Gulf, with breathtaking, unobstructed views of the Gulf of Mexico. Encompassing nearly 5,000 square feet and offered fully furnished, this extraordinary home was masterfully designed by the award-winning Rowland and Broughton of Aspen, Colorado. Thoughtfully curated throughout, it lives like a private single-family home while enjoying the legendary St. Regis services and amenities, including butler service and in-residence dining. The gracious great room is designed for effortless entertaining, featuring porcelain wood plank flooring and dramatic accordion doors that fully retract to a sprawling terrace with a private gas grill and panoramic views of the Gulf, resort, and saltwater lagoon — creating seamless indoor-outdoor living. The chef’s kitchen is a true showpiece, anchored by a large statement island clad in exquisite Pininfarina Crystal quartzite with a dramatic waterfall edge — blending sculptural beauty with everyday functionality. The space is impeccably appointed with dual Cove dishwashers, a Wolf six-burner cooktop, Wolf double ovens and microwave, and a Sub-Zero refrigerator. A charming breakfast area offers built-in storage and shelving, along with an ice maker and beverage refrigerator for ultimate convenience. A private club room provides the perfect setting for lounging or game day gatherings, highlighted by custom built-ins and striking in-wall wine storage. The luxurious owner’s suite captures sweeping Gulf views and opens directly onto the expansive terrace. A stunning feature wall wrapped in Bijou Knits wallpaper by Phillip Jeffries adds refined texture and sophistication, complementing the custom built-ins that define this serene retreat. The spa-inspired bath features dual oversized vanities (including a dedicated makeup area), illuminated mirrors, a soaking tub, seamless glass shower, two private water closets with Toto electric toilets, and custom closets. Two additional guest suites offer comfort and privacy. The second features custom built-ins with a king Murphy bed, integrated desk, generous closets, and a bath with double vanities and glass shower, opening to terrace views of Sarasota Bay. The third is equally spacious, also opening to the terrace with bay views and offering double vanities and custom closets. An elegant laundry room continues the home’s elevated aesthetic with custom cabinetry, a utility sink, and SM Quartz by Santa Margherita countertops. Throughout, porcelain wood plank floors, electronic shades, and a state-of-the-art Crestron smart home system enhance everyday living. The integrated technology package — valued at approximately $400,000 — controls lighting, blinds, televisions, and music throughout the home. This is an exceptional opportunity to own one of the most refined residences on Longboat Key — where five-star resort living meets the privacy and comfort of a grand coastal home. Residents enjoy a private clubhouse with fitness center, resident-only pool and spa, St. Regis Butler and Concierge services, an oceanfront spa, dining venues, beachfront cabanas, lazy river, and saltwater lagoon. Set on 17 acres of pristine beachfront just 3.5 miles from St. Armands Circle, this home invites you to embrace the legendary St. Regis lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

4,967

Sqft

0 ac

Lot size

2

Garage

2024

Year built

One

Levels

$2,567

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedFurnished

Outside & construction

RoofMembrane · Tile
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ViewPool · Water
FacesNorthwest
ParkingAssigned · Deeded · Garage Door Opener · Ground Level · Guest · Reserved
ExteriorBalcony · Outdoor Grill · Private Entrance · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$95,385/yr
PetsNumber Limit, Yes
CommunityGulf/Ocean Front · Water Access · Clubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$66,889 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$58,780
Property tax — 2025 actual bill$7,949
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $3,825,000
Interest rate6.90%
Loan term

Estimated payment

$66,889/mo

Principal & interest$58,780
Property taxes (actual bill)$7,949
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$2,567 vs $661

Days on market

7 vs 93 typical

Where $2,567/sqft sits among the 219 Longboat Key actives

128
54
15
10
6
6 · this home
$357–725$725–1094$1094–1462$1462–1830$1830–2199$2199+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

92 of 219

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2079% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $12,750,000 · 7 days on market since
2024Built · ST. REGIS LONGBOAT KEY

Reality check

What actually sold near 1561 GULF OF MEXICO DRIVE UNIT 404

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1591 GULF OF MEXICO DRIVE UNIT 410Sold · Dec ’25

$6,400,000

1591 GULF OF MEXICO DRIVE UNIT 410 · same community

2 bd · 2.5 ba · 3,130 sqft · $2,045/sqft · 85 DOM

1591 GULF OF MEXICO DRIVE UNIT 511Sold · Oct ’25

$6,000,000

1591 GULF OF MEXICO DRIVE UNIT 511 · same community

2 bd · 2.5 ba · 3,130 sqft · $1,917/sqft · 99 DOM

1591 GULF OF MEXICO DRIVE UNIT 617Sold · Nov ’25

$4,500,000

1591 GULF OF MEXICO DRIVE UNIT 617 · same community

2 bd · 3.5 ba · 3,118 sqft · $1,443/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1561 GULF OF MEXICO DRIVE UNIT 404 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1561 GULF OF MEXICO DRIVE UNIT 404 — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1561 GULF OF MEXICO DRIVE UNIT 404 FAQs

What would the monthly payment be for 1561 GULF OF MEXICO DRIVE UNIT 404?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $66,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1561 GULF OF MEXICO DRIVE UNIT 404?+

The most recent tax bill on record (2025) was $95,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1561 GULF OF MEXICO DRIVE UNIT 404?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $12,750,000, this home is listed about 1242% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1561 GULF OF MEXICO DRIVE UNIT 404?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$12,750,000 runs 2079% above the LONGBOAT KEY 34228 median — but at 4,967 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Fresh on the market

Only 7 days on market in a Longboat Key market that averages 93 — if it fits, move quickly.

05Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Lynn Morris, PLLC. MLS #A4684683.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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