
10432 SPOONBILL ROAD W, BRADENTON, FL, 34209
Active212 days on marketListed Mar 12, 2026MLS #A4685479
About this home
10432 SPOONBILL ROAD W
The Jewel of Flamingo Cay. Experience over 3,000 square feet of refined waterfront living, perfectly positioned to capture breathtaking sunset views. This exceptional residence offers 4 bedrooms, 2 bathrooms, a private den/office, and a versatile bonus room, providing flexible space for both everyday living and entertaining. Designed for the boating enthusiast, this saltwater canal property offers direct access to open water with no fixed bridges, a 150-foot private seawall, and a 12,000-lb boat lift—allowing you to be on plane just moments after leaving your dock. The home has been tastefully updated with high-end finishes, including Italian Lube cabinetry, Miele appliances, Hunter Douglas window treatments, and premium countertops and flooring, creating a sophisticated yet comfortable coastal atmosphere. Multiple outdoor living spaces, including open and covered decks and a private balcony off the primary suite, overlook the heated pool and tranquil bayou, offering the perfect setting for relaxation or entertaining. The outdoor experience is enhanced with a fireplace, travertine patios, and lush tropical landscaping, all fully fenced for privacy. Nature lovers will appreciate the ability to kayak or paddleboard directly to the 600+ acre Robinson Preserve in minutes, while dolphins and manatees frequently visit the waters just beyond your backyard. Ideally located, Flamingo Cay offers quick access by boat or car to waterfront dining, marinas, and the world-renowned beaches of Anna Maria Island. Additional highlights include a 2021 roof and both AC systems, along with the rare benefit of over 3,000 square feet within one of the area’s most sought-after canal communities. Flamingo Cay features a voluntary HOA. This is a rare opportunity to own a spacious waterfront retreat in one of West Bradenton’s most desirable boating communities. Come experience the lifestyle that makes Flamingo Cay such a special place to call home.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
3,122
Sqft
0.22 ac
Lot size
2
Garage
1977
Year built
Two
Levels
$832
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,702 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,702/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+124.9%
$/sqft vs Bradenton actives
$832 vs $243
Days on market
212 vs 75 typical
Where $832/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Flamingo Cay — neighborhood snapshot
Population
262
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
7%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 770% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10432 SPOONBILL ROAD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W · same community
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Sold · Dec ’25$1,150,000
10419 SPOONBILL ROAD W · same community
3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM
Sold · Aug ’26$725,000
9122 16TH AVENUE CIRCLE NW
4 bd · 3 ba · 3,140 sqft · $231/sqft · 286 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10432 SPOONBILL ROAD W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10432 SPOONBILL ROAD W — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10432 SPOONBILL ROAD W FAQs
What would the monthly payment be for 10432 SPOONBILL ROAD W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,702/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10432 SPOONBILL ROAD W?+
The most recent tax bill on record (2025) was $18,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10432 SPOONBILL ROAD W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $2,599,000, this home is listed about 566% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10432 SPOONBILL ROAD W?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,599,000 runs 770% above the BRADENTON 34209 median — but at 3,122 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
212 days on market against a Bradenton median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,695,000, now $2,599,000 — a $96K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Chad Fonder. MLS #A4685479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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