3300 COQUINA ESPLANADE, PUNTA GORDA, FL, 33982
Active133 days on marketListed Mar 26, 2026MLS #A4687615
About this home
3300 COQUINA ESPLANADE
Effortless Waterfront Living — The Condo Alternative You've Been Waiting For! Skip the high condo fees and the crowded high-rises — this completely renovated, move-in ready waterfront home in the quaint 55+ community of Pelican Harbor delivers the Florida lifestyle you've been dreaming of at a fraction of the cost. With direct saltwater canal access, no fixed bridges, and 41 feet of water frontage right outside your door, every day feels like a vacation. Inside, you'll find a beautifully updated interior that is truly turnkey — [add your specific finishes here]. Nothing has been overlooked. Updated electrical panel (2019), new TPO membrane roof (2021), and a freshly rebuilt carport (2023) mean all the heavy lifting is already done. Just move in and start enjoying the water. Pelican Harbor is one of SWFL's best-kept secrets — a peaceful, well-maintained community where neighbors know each other and the pace of life is exactly what Southwest Florida is supposed to feel like. Your low $145/month HOA covers water, sewer, pool, and access to the clubhouse, shuffleboard, and horseshoe pits. Golf carts are welcome, and secure boat and RV storage is available — amenities that most condos simply can't match. Minutes to downtown Punta Gorda, Fishermen's Village, Sunseeker Resort, and Punta Gorda Airport. By boat, Charlotte Harbor and the Peace River are right at your fingertips. If you've been searching for low-maintenance waterfront living without the condo compromises, your search ends here.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,067 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,067/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$149 vs $208
Days on market
133 vs 59 typical
Where $149/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3300 COQUINA ESPLANADE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900 · same community
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Sold · Feb ’26$135,000
3313 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3300 COQUINA ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3300 COQUINA ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3300 COQUINA ESPLANADE FAQs
What would the monthly payment be for 3300 COQUINA ESPLANADE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,067/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3300 COQUINA ESPLANADE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3300 COQUINA ESPLANADE?+
The most recent tax bill on record (2025) was $1,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3300 COQUINA ESPLANADE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $99,999, this home is listed about 71% below the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3300 COQUINA ESPLANADE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$99,999 is 21% below the PUNTA GORDA 33982 median of $127,140, and at $149/sqft it sits under the Punta Gorda average of $230.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
133 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE · Billy Bergh. MLS #A4687615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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