6604 PALMWOOD COURT, PUNTA GORDA, FL, 33982
Active613 days on marketListed Dec 10, 2024MLS #C7501847
About this home
6604 PALMWOOD COURT
Parcel with TWO WATERFRONT ADJACENT LOTS (#22 and 23) located on a quiet street in a cul-de-sac in the desirable 55+ community of Pelican Harbor Mobile Home Estates. This parcel has an 84 SF wood dock and 25 foot concrete seawall. This lot is 7551 SF. Pelican Harbor has a community pool and is minutes to the Peace River by boat. This location is also minutes to I-75 and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, weekend farmers markets, art galleries, Charlotte Harbor Event Center, Fishermens's Village, events and more!
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,062 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,062/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 6604 PALMWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900 · same community
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Sold · Feb ’26$135,000
3313 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6604 PALMWOOD COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6604 PALMWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6604 PALMWOOD COURT FAQs
What would the monthly payment be for 6604 PALMWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,062/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6604 PALMWOOD COURT?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6604 PALMWOOD COURT?+
The most recent tax bill on record (2024) was $1,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6604 PALMWOOD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $100,000, this home is listed about 71% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6604 PALMWOOD COURT?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$100,000 is 20% below the PUNTA GORDA 33982 median of $125,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
613 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Gerald Hayes. MLS #C7501847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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