706 SW 21 STREET, CAPE CORAL, FL, 33991
Active130 days on marketListed Apr 4, 2026MLS #A4687977
About this home
706 SW 21 STREET
This beautiful homesite offers everything you need to start living the Florida lifestyle. Located in a desirable area of Cape Coral, this lot is ready for your next move with city water, sewer, and irrigation paid in full. The location places you just minutes from restaurants, shopping, entertainment, medical facilities, and a short drive to the world-famous beaches of Fort Myers, Sanibel, and Captiva. Beyond its immediate appeal, this property presents an excellent opportunity to build. We have loan options available to help you build your custom home, including programs that allow you to combine the land and construction into one loan. Seller financing is also available with 50% down, offering added flexibility. Whether you’re ready to create your dream home now or secure land for the future, this lot delivers both value and opportunity. Don’t miss your chance to own in one of Florida’s fastest-growing city.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 706 SW 21 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$230,477
202 SE 19TH STREET
3 bd · 2 ba · 1,382 sqft · $167/sqft · 48 DOM
Sold · Apr ’26$188,000
2610 SW 1st AVENUE, Cape Coral FL 33914
3 bd · 2 ba · 1,383 sqft · $136/sqft · 51 DOM
Sold · May ’26$331,000
1402 SW 4TH AVENUE
3 bd · 2 ba · 1,409 sqft · $235/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 706 SW 21 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 706 SW 21 STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
706 SW 21 STREET FAQs
What would the monthly payment be for 706 SW 21 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $942/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 706 SW 21 STREET?+
The most recent tax bill on record (2025) was $1,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $108,500, this home is listed about 76% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 706 SW 21 STREET?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33991 market on paper
$108,500 is 65% below the CAPE CORAL 33991 median of $307,950.
02Time on market is leverage
130 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Patricia Cain. MLS #A4687977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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