220 SANTA MARIA STREET UNIT 342, VENICE, FL, 34285
Active136 days on marketListed Mar 31, 2026MLS #A4688172
About this home
220 SANTA MARIA STREET UNIT 342
Charming Garden View condo on Venice Island in desirable Bella Costa on the Intracoastal Waterway! Partially furnished for easy move-in, modern touches include new laminate flooring, plantation shutters, crown molding, 2026 air conditioner, newer windows and Great Room with enclosed lanai where you can relax overlooking a serene garden view. Kitchen features sparkling granite countertops, additional shelves and cabinetry and convenient stacked Bosch washer and dryer. Ideal for guests, the split bedroom layout includes ensuite baths and walk-in closets. Additional features includes a new assigned covered carport, storage and elevator access. Socially active community where you can relax and unwind, includes a resident clubhouse with gathering room, full kitchen, billiards, library and fitness and 3 park like picnic and BBQ sites with Intracoastal water views, plus direct access to the Legacy Bike Trail. Location, amenities, and a well cared for condo is available for you at Bella Costa, one of the closest waterfront downtown condos on the Island. Exceptional location two blocks from vibrant historic downtown Venice business and social center, features everything you need to enjoy the Florida lifestyle distance. Boutique shopping and restaurants galore, parades, art fairs, car shows, Centennial Park, Interactive Water Fountain, social gatherings and more to enjoy. The weekly downtown Farmers Market will be one of your favorite events. Stroll to gorgeous Venice Beach 1 mile away and enjoy spectacular western sunsets!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,085
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Venice actives
$301 vs $255
Days on market
136 vs 62 typical
Where $301/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Costa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Venice. See the full Venice guide →
Bella Costa — neighborhood snapshot
Population
212
Median age
74
Median home value
$439,100
Avg household
1
Households w/ children
9%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $390K
Venice median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
190 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 SANTA MARIA STREET UNIT 342
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$370,000
240 SANTA MARIA STREET UNIT 226 · same community
2 bd · 2 ba · 1,088 sqft · $340/sqft · 23 DOM
Sold · Mar ’26$385,000
230 SANTA MARIA STREET UNIT 330 · same community
2 bd · 2 ba · 1,089 sqft · $354/sqft · 32 DOM
Sold · Jan ’26$313,350
230 SANTA MARIA STREET UNIT 333 · same community
2 bd · 2 ba · 1,013 sqft · $309/sqft · 261 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 220 SANTA MARIA STREET UNIT 342 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 SANTA MARIA STREET UNIT 342 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
220 SANTA MARIA STREET UNIT 342 FAQs
What would the monthly payment be for 220 SANTA MARIA STREET UNIT 342?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 220 SANTA MARIA STREET UNIT 342?+
The most recent tax bill on record (2025) was $1,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 SANTA MARIA STREET UNIT 342?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $327,000, this home is listed about 16% below the Venice median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 220 SANTA MARIA STREET UNIT 342?+
Venice Elementary School (elementary), Venice Senior High School (high), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$327,000 runs 47% above the VENICE 34285 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
136 days on market against a Venice median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Venice Elementary School, Venice Senior High School, Venice Middle School — Venice Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $349,000, now $327,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Dennis Kotaska, LLC. MLS #A4688172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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